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Monzo: Business account reviews

Name: Business account
Rating: 4.83 (2137 reviews)

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4.83

Based on 2,137 reviews, last reviewed 3rd May 2026

20% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

Monzo have a business account that can be opened on the same day you apply for it.

With the Monzo business account, you have a range of options for making and receiving payments, there are tax and accounting tools and you can earn interest on your savings.

Monzo business account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Business account reviews (2137)

Really easy application and I love how it integrates...

Really easy application and I love how it integrates in the app with my personal accounts. Feels quite busy in terms of the tiered options but easy to use and the CASS from Tide went through without issue. Card took nearly 2 weeks to arrive but that's only a minor thing. Reviewed on: 27th January 2025

No Solution to obstructon at Monzo.

I applied to onzo when my Virgin Bank failed to provide access to any manager or deal with the issues or my requirements. Virgin (previously Yorkshire and then Clydesdale) forced me into "Hindernet" Banking, by abuse to clients. Virgin told me it was my Mobile Phone so I changed it at huge expense . Still didnt work. When faced with this I thought I might as wel find a competent bank who provided all the services including paying in cheques and using Stripe through Monzo. Suddenly Monzo systems failed and they require my e mail account (Which is not on my Mobile Phone ) and MONZO simply stopped working. No one at Monzo can provide a solution leaving me without access to my CASH. I requested a transfer to N Other Bank which MOZIO is refusuing as a refusal of the MONZO failure to provide access. Monzo has not way of using an email address on our secure emails and management at the highest levels refuse to ACT and refuse any proper Complaints Policy - I assume for their own purposes and to obstruct complaints. Interestingly the FOS were refused access to Virgin Bank information under Data Subject Access request so it would seem reasonable to assume they are inadequate and unreliable as the Banks Virgin and Monzo. Reviewed on: 2nd September 2024

Modern and accesible banking application

The most modern and accesible banking application with a great interface and top notch user experience. Reviewed on: 25th August 2024

This account allows me to run my business with ease...

This account allows me to run my business with ease simple invoices all in app clear view of my in and out going and tax pots fuel pots are great to see what I’m spending Reviewed on: 30th May 2024

Monzo provides everything I need for my small business.

Monzo provides everything I need for my small business.The ap is amazing and I use the invoice function on a regular basis. I can link it with other accounts and it also makes paying suppliers a breeze. The £5 monthly fee is amazing too! I recommend it to everyone for their business. Reviewed on: 26th May 2024

Honest smart tech banking

Easy to set up and the best part is it’s free to have a business account with monzo. They cut out the faff and make business banking easy and transparent. Reviewed on: 24th May 2024

Always get what is needed with monzo brilliant compa...

Always get what is needed with monzo brilliant company nothing ever goes wrong everything is always on time Reviewed on: 10th May 2024

Amazing app.

Amazing app. Excellent customer service and app function. Reviewed on: 24th April 2024

When i want to opne business account that time other...

When i want to opne business account that time other bank take more time but monzo opne my business account very fast and easy process Reviewed on: 19th April 2024

Set up easily and had to dispute a transaction, got...

Set up easily and had to dispute a transaction, got money back almost immediately. I love Monzo. Easy to use and pots are a great feature Reviewed on: 17th April 2024

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