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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Excellent

5
Everything about this product is fantastic, from the ease of setting up the account to managing finances in the app. Fantastic product. Reviewed on: 19th January 2018
Dave's avatar
Dave

Getting there slowly

4
I use this as a spending money account as there are still some kinks to iron out but Monzo are very transparent about this. Reviewed on: 18th January 2018
Daniel James White's avatar
Daniel James White

Transparent, easy, intelligent.

5
A bank that is made with the person in mind rather than the bottom line. It helps me save money, reduces friction in paying friends and they talk to me as an adult rather than a bank account number. Reviewed on: 18th January 2018
Lua's avatar
Lua

Truly care about the customer experience

5
They do one thing right: current account. They are focused on their customers, they always come first. Transparency and care about the customers is the best I've seen in any of the challenger or existing banks. Reviewed on: 17th January 2018
Karl's avatar
Karl

Fantastic

5
I could never go to another bank after using Monzo, they do everything I need in a fresh new way, they're simply incredible. Reviewed on: 17th January 2018
rg43t's avatar
rg43t

Great

5
Very pleased with Monzo, went from a cash card to a current accounts, their app is easy to use and their customer services are always helpful Reviewed on: 17th January 2018
Liam Daly's avatar
Liam Daly

amazing

5
Been amazing following Monzo through their beta period, and now using a great current account. Looking forward very much to the future with Monzo. Reviewed on: 17th January 2018
DF508's avatar
DF508

Awesome!

5
All I want from a forward thinking, honest and transparent bank for the future. Reviewed on: 17th January 2018
Hugh's avatar
Hugh

How a bank should be

5
I've been using the current account for over 4 months now and not only is it great, but it keeps getting better - I actually look forward to the (pretty regular) updates. Reviewed on: 17th January 2018
Oli Clark's avatar
Oli Clark

Good, but a way to go. Ghastly card!

3
A good start, with much to recommend. Well designed app and responsive to customer requests. My only concern is whilst this bank tries so hard to be ‘cool’ it can sometimes forget in is whacky posts that money is a serious business and frivolity is not always appropriate or appreciated. Starling, for example, gets this balance right. I also detest the colour of the card which is embarrassing to use! Good start though. Reviewed on: 17th January 2018
Brian Peters's avatar
Brian Peters

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