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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17183 reviews)

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4.92

Based on 17,183 reviews, last reviewed 28th Apr 2025

27925% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Intuitive and reliable I've used monzo for years, the app is intuitive and reliable. I have a great interest rate on my savings and get to use my card abroad with no fees! N... Read more Reviewed on: 28th April 2025

Latest lowest rating:

1

Unable to even open an account because I don't have... Unable to even open an account because I don't have any photo identification (I can't afford to get a passport or even get my provisional and start le... Read more Reviewed on: 23rd April 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17183)

Review of the Monzo, Current Account:

Very good bank!

Monzo was my first online-only account. Apart from one customer service issue which I received compensation for, they've been really good. My partner and friends also have Monzo accounts and to go out for dinner for example and have bill splitting is really helpful. It's all very simple compared to the old banks who put customers below profits. Reviewed on: 13th January 2022

Super easy, best way to bank

Super easy to use, got a few of my friends to join and we all find it the best way to bank Reviewed on: 24th April 2025

Monzo..everything is smooth and easy no grief

Monzo has been so smooth and easy to acees and keep in touch with my finances Reviewed on: 23rd April 2025

I've used Monzo for years and think it's fantastic.

I've used Monzo for years and think it's fantastic. I've had a joint account and it's a fast, modern and efficient way to bank. Reviewed on: 23rd April 2025

Unable to even open an account because I don't have...

Unable to even open an account because I don't have any photo identification (I can't afford to get a passport or even get my provisional and start learning to drive) Reviewed on: 23rd April 2025

It's a very good bank.

It's a very good bank. The app is so easy to use an there are customer service team on hand whenever you need them. Roughly an hours wait for someone to contact you back but when you've got them they don't leave until your problem is fixed. Reviewed on: 22nd April 2025

Absolutely love Monzo!

Absolutely love Monzo! Moved from a traditional bank to Monzo and I can say it’s been brilliant! The way Monzo work overall, right down to the cashback offers, higher interest savings and investing options, split tabs, money Pots, and Flex, Monzo has provided the services of multiple banks rolled into one! Super easy to use and would highly recommend. Reviewed on: 22nd April 2025

Absolutely love the flexibility of my Monzo account.

Absolutely love the flexibility of my Monzo account. They get it right with new product offers and don't fill my inbox with useless 'stuff'. All credit to them. Reviewed on: 22nd April 2025

I love it.

I love it. I love how you can create small little pots for your money, very helpful. I love the Monzo flex account also as it is so easy to pay back and means you aren’t stuck to living paycheck to paycheck. Would recommend to anyone who loves organisation! Reviewed on: 22nd April 2025

Best Mobile Bank

Monzo has the best app by far, so much so, that I switched from my previous bank. It also makes viewing and managing money super simple. Reviewed on: 22nd April 2025

Effortless Banking That Just Works

I love banking with Monzo because it just makes life so much easier. The app is super easy to navigate, which means I can check my balance, move money around, and manage everything without getting lost in a maze of menus. It keeps me up to date with instant notifications, so I always know exactly what's going on with my account—no surprises, no delays. Best of all, it’s completely hassle-free. Whether I'm splitting a bill with friends, setting up a savings pot, or just checking how much I spent on coffee this month, it’s all smooth and simple. I've never had any complications with Monzo, and honestly, that peace of mind is priceless. It just works, and it works well. It actually makes managing money feel kind of fun—which I never thought I’d say! Just a great time, every time. Reviewed on: 22nd April 2025

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