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Monzo: Current Account reviews

4.92
Based on 17,171 reviews, last reviewed 23rd Apr 2025
37100% increase in 5 star reviews
in the past 90 days
325% increase in 1 star reviews
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Latest highest rating:

5

I've used Monzo for years and think it's fantastic. I've used Monzo for years and think it's fantastic. I've had a joint account and it's a fast, modern and efficient way to bank. Reviewed on: 23rd April 2025
Alex K's avatar
Alex K

Latest lowest rating:

1

Unable to even open an account because I don't have... Unable to even open an account because I don't have any photo identification (I can't afford to get a passport or even get my provisional and start le... Read more Reviewed on: 23rd April 2025
Gemma M's avatar
Gemma M

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17171)

Review of the Monzo, Current Account:

yeah it's banging!

4
One of the standout features of Monzo is its user-friendly app. It's easy to use and provides a seamless way to manage your money. With real-time notifications and budgeting tools, you always know where your money is going and can stay on top of your finances with ease. Another great aspect of Monzo is its transparent fee structure. There are no hidden fees, and you always know exactly what you're paying for. Whether you're using Monzo to make purchases abroad or withdrawing cash from an ATM, you can rest assured that you're getting a fair deal. I highly recommend! Reviewed on: 11th April 2023

They flagged my salary as "suspicious" like what even.

1
They flagged my salary as "suspicious" like what even. Stuck w no cash Reviewed on: 22nd April 2025

App glitch mid important payment.

2
App glitch mid important payment. Support just says wait pls Reviewed on: 22nd April 2025

Out of nowhere account gotta frozen.

1
Out of nowhere account gotta frozen. Had to pay rent. No faster customer support. Joke Reviewed on: 22nd April 2025

I used Monzo after friends said it was useful for s...

5
I used Monzo after friends said it was useful for sending money and splitting. Ills easily. I had revolut, so I hesitantly downloaded the app. It was so easy to start using, and I love the friendly feel. The team clearly focuses on UX because the tools and app are very good. Reviewed on: 21st April 2025

Great card and service

5
I’ve used monzo specifically when going on holidays. This is to avoid the transaction fees which are charged by normal banks. I’ve recommended them to a lot of my family too Reviewed on: 21st April 2025

Monzo App very easy to use!

5
I find the Monzo App very easy to use and I’m 62years old. All my questions are answered within the App. I love the sound when money comes into my account. I’ve upgraded recently to the max and love all the benefits. Reviewed on: 21st April 2025

Never had a problem.

5
Never had a problem. Very easy and functional app. When I have need help I've received it through spp Reviewed on: 21st April 2025

Really useful budgeting tools

5
The monzo current account is great because I find the budgeting tools really useful (targets and automatic categories) Reviewed on: 20th April 2025

I have been using Revolut on and off for a few month...

5
I have been using Revolut on and off for a few months and have had no issues with them. It's super easy to manage my money, send transfers as a casual user, its been brilliant. Reviewed on: 20th April 2025

Very interactive and easy to use.

5
The bank app is very interactive and easy to use. Reviewed on: 20th April 2025

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