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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18978 reviews)

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4.93

Based on 18,977 reviews, last reviewed 24th Mar 2026

57200% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is very easy to understand and time saver. Monzo is very easy to understand and time saver. It’s help a lot when I need money I got overdraft exactly I needed time I will keep Monzo all the tim... Read more Reviewed on: 24th March 2026

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18978)

Finances can be fun with Monzo

I have been with Monzo for 7 years and without fail, they are my go-to when I'm travelling. In the last 4 years, however, I have been using them as my current account and all the perks that come with it are so exciting, fresh and fun. They make dealing with finances easier to digest, more informative and exciting. The stats give me a detailed insight into my spending and financial awareness is such an important life skill these days and Monzo always ensure they stay relevant. Reviewed on: 12th March 2025

Very good bank with excellent customer service and g...

Very good bank with excellent customer service and great support Reviewed on: 12th March 2025

Great app easy to use.

Great app easy to use. Amazing marketing Reviewed on: 12th March 2025

I'm with Monzo for three years now and it's always b...

I'm with Monzo for three years now and it's always been amazing service. Bank transfers is fast, whenever I need my statements I can reach them easily. I'm happy with with my bank Reviewed on: 12th March 2025

So modern and easy to use.

So modern and easy to use. Clever ideas to encourage you to save and see exactly what your spending your money on makes mozo my 1st choice. Travelling with monzo is effortless too. Love. Reviewed on: 12th March 2025

Good app, useless customer service.

Good app, useless customer service. The paid accounts are not worth it anymore. Investments are expensive compared to elsewhere and the savings interest is good for a current account, but not worth paying monzo for. Reviewed on: 12th March 2025

Just faultless 5 star banking yahoooo

Just faultless 5 star banking yahoooo Reviewed on: 12th March 2025

Always been great, breakdown cover etc are great fea...

Always been great, breakdown cover etc are great features and great value for money Reviewed on: 12th March 2025

Amazing.

Amazing. The pots have helped me organise the bills. No more trying to figure out what’s left to come out. Advanced payments 4pm the night before let me organise in absence. Reviewed on: 12th March 2025

Monzo isn’t just a bank it’s a financial game-changer.

Monzo isn’t just a bank it’s a financial game-changer. From instant notifications to hassle-free budgeting tools, it makes managing money effortless. The customer service? Always top-notch and genuinely helpful. If I had to choose a bank over and over again, it would be Monzo every time. Reviewed on: 12th March 2025

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