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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Pots and money saving

5
Love the use of pots, taking out money without fees abroad, and high savings interest rates. Big fan this year of the 1p 365 days challenge too. Virtual cards are handy too, and I like being able to pay directly from pots. Reviewed on: 18th March 2025
Shaunagh M's avatar
Shaunagh M

Transparency is so easy!

5
I find it so easy to see transparently how I can see my money and where i spend it - its so much easier than any other bank! Reviewed on: 18th March 2025
Elise M's avatar
Elise M

Best user experience

5
Monzo and it's app offer the most straightforward and user friendly experience Reviewed on: 18th March 2025
Raquel T's avatar
Raquel T

reliable legend

5
Just reliable easy to understand. Has a very friendly brand. Not overly serious like some banks just trustworthy and humble Reviewed on: 18th March 2025
Trav's avatar
Trav

Max Plan is great!

5
Been a customer for 3 years now and use the Max plan which is great for traveling with the travel insurance and fx free allowance. Having a joint account also works really well. Reviewed on: 18th March 2025
Ryan's avatar
Ryan

Makes managing and sending money seamless.

5
Makes managing and sending money seamless. The speed at which you can do all the things you'd hope to do is what sets it apart. The perks and features of the paid plans are also very appealing. Cashback offers are impressive. Reviewed on: 18th March 2025
Tim G's avatar
Tim G

Find Monzo convenient, saves /ISA/ current account a...

5
Find Monzo convenient, saves /ISA/ current account and the benefits for the fee is very good. Reviewed on: 18th March 2025
Michael M's avatar
Michael M

Keep up the good work :)

5
I have currently swapped to Monzo Max and I am over the moon. Amongst all the perks including insurance, breakdown cover our discounted lounge access - I get to enjoy a free sausage roll every week. In the last year's Monzo wrapped up I ended up in the top 10% of Greggs sausage roll buyers in my area, so... the switch was made without much consideration :) But jokes aside, I love the simplicity and convenience of the Monzo app which consolidates all my accounts into one place. Unfortunately, I am unable to comment on the costumer service part since I never needed to use it (a positive in itself), but as an avid Linked In scroller, I can imagine it is a pleasant encounter seeing other people speaking of them kindly. Keep up the good work Monzo :) Reviewed on: 18th March 2025
Klaarabell's avatar
Klaarabell

BEST BANK IN THE WORLD

5
Very user friendly app, very good interest rates on the savings and well explained investments plans. Reviewed on: 18th March 2025
SM's avatar
SM

It’s been easy to use and very helpful

5
It’s been easy to use and very helpful Reviewed on: 18th March 2025
Alex d's avatar
Alex d

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