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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Current and Joint account user- love Monzo

5
It was really easy to set up the account. I really like the saving offers and the budget features. Their customer service is really responsive and their social media team (and Greg) are great. Reviewed on: 18th March 2025
Beth S's avatar
Beth S

Tone of Voice

5
Everything from there marketing to there tone of voice is excellently done. The app is super easy to use and love the use of emojis. Reviewed on: 18th March 2025
Laura C's avatar
Laura C

User friendly, easy to understand.

5
Very user friendly, great budgeting tool (Monzo pots and cards) and easy to understand financial literacy topics. Love the virtual cards linked to my pots - great for budgeting groceries and tube fares. Useful perks too (annual railcard and free food!). Also, the saving challenges and incentives are great! Reviewed on: 18th March 2025
Charlotte H's avatar
Charlotte H

Hands down, the best Bank in the UK

5
I have been with Monzo for 6 years and I have never been with a bank like it. They are so in tune with their customers, that it doesn’t feel like you are with a normal high street bank! Reviewed on: 18th March 2025
Gavin S's avatar
Gavin S

Best UI for a banking app I've ever experienced.

5
Best UI for a banking app I've ever experienced. Reviewed on: 18th March 2025
Ben A's avatar
Ben A

Best bank ever

5
I’ve had Monzo for over five years now, and it’s been my main bank account since I opened it. Everything is just so simple to do, I can split my money into separate pots and manage everything so well. I can see exactly what I’m spending and saving, and the roundups of my change add up massively to help my rainy day fund! Reviewed on: 18th March 2025
Emily's avatar
Emily

Loyal customer since Mondo was a thing.

5
Loyal customer since Mondo was a thing. Use most of the features on the premium account and the overall service is what you would expect of a modern digital bank. Reviewed on: 18th March 2025
Graham B's avatar
Graham B

All around fantastic.

5
Monzo have been brilliant, keeping on top of my credit rating, my home move, my breakdown cover and free Greggs! The savings rates are good, you can invest, you can learn about your money… I love my bank so much. I feel genuinely valued. Reviewed on: 18th March 2025
Rhianna G's avatar
Rhianna G

Best bank ever

5
I’ve been with Monzo for a number of years and don’t have a bad word to say about them! I always recommend Monzo and sing their praises! Reviewed on: 18th March 2025
Cheyenne D's avatar
Cheyenne D

Monzo: The Best Banking Experience Out There!

5
Monzo has completely transformed the way I manage my finances. The user experience is absolutely seamless, making banking effortless and enjoyable. Every feature is designed with convenience in mind, and it shows! One of the standout features for me is Monzo Flex – it’s a game-changer when it comes to budgeting. The ability to spread payments easily, all within the app, helps me stay in control of my finances without any hassle. The Monzo Max account is simply outstanding. The benefits are second to none, from enhanced protection to fantastic perks – I genuinely can’t rate it highly enough! It’s hands down the best premium banking option available. I also love how easy it is to set up and manage savings pots. Whether it’s saving for a holiday or building up an emergency fund, the flexibility makes it so simple to stay on track. Plus, the interest rates are extremely competitive, which is a huge bonus. Reviewed on: 18th March 2025
Tommy's avatar
Tommy

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