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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Miles ahead of the other banks

I've switched over my current account, kids accounts and set up a joint account with multiple savings pots. The app is miles ahead of other banks. Reviewed on: 18th March 2025

An easy to use app

An easy to use app that offers convenience and smart ways to manage money Reviewed on: 18th March 2025

Hot Wheels !

I applied for a new account and it was set up and a card sent to me in less than 24hours. Unheard of. Reviewed on: 18th March 2025

Really simple and streamlined.

Really simple and streamlined. A pleasure to deal with. Reviewed on: 18th March 2025

Very good service and always there to land a hand also.

Very good service and always there to land a hand also. Reviewed on: 18th March 2025

Love it so easy to use and great images

Love it so easy to use and great images Reviewed on: 18th March 2025

Monzo is clearly the leader in customer experience.

Monzo is clearly the leader in customer experience. All money and financial actions are clearly explained and notified. They demystify complicated and confusing actions, and build customer confidence in for example investing. They are heads and shoulders above the competitors in banking experience and therefore manage to offer slightly less enticing financial incentives to customers. Reviewed on: 18th March 2025

Monzo good service

Monzo is fast and secure, gives you the option to link your Apple Pay for bank transfers, always helpful by sending regular emails. Monzo also gives you seamless paying experience with there digital card. Provide no international transaction fee and you can convert using the Monzo app. Monzo also allows you to invest through the app. In conclusion I think Monzo is a fantastic service. But app can be slightly confusing Reviewed on: 18th March 2025

The best digital bank among the new age banks

The best digital bank among the new age banks Reviewed on: 18th March 2025

easy to use

Easy to use, great to share costs and split with others, great abroad Reviewed on: 18th March 2025

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