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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

The most straight forward and intuitive bank I’ve ev...

5
The most straight forward and intuitive bank I’ve ever used. Reviewed on: 18th March 2025
Sophie D's avatar
Sophie D

Tried on a whim, stayed because it was amazing!

5
I have had nothing but a good experience with Monzo. From their understanding customer service to their benefits that you can receive just by being a customer! Their app is very easy to use and transferring money is an absolute breeze. I had some money troubles and their customer service were amazing about it and have been so extremely helpful. I would definitely recommend Monzo to someone else and I will continue to use them as I really love them! Reviewed on: 18th March 2025
Chelsie A's avatar
Chelsie A

Easy to use app, great features and support

5
Easy to use app, great features and perks, and very quick in-app support when needed. Have been using Monzo as my main current account for years and have no plans to switch. Reviewed on: 18th March 2025
Ollie R's avatar
Ollie R

Monzo, The best bank ever? Yes.

5
I have all of the Monzo features that a normal user can have, and it has been the best and easiest Bank to use, ever. I am a Max Current Account member, and the perks along with it are great, with better interest rates, reduced investment rates and all of the other perks such as travel insurance and breakdown cover. I have a Joint account and their Flex Credit card, and every piece works exactly as you need it to. They constantly update the system and make it easier for their users, always taking feedback on to improve the user experience. The one area I do find difficult, is finding info on very specific circumstances. They have a lot in their FAQ, but I find it difficult sometimes for more niche queries to get answered. Reviewed on: 18th March 2025
Alexander Cook's avatar
Alexander Cook

Brilliant Bank which has revolutionised the industry...

5
Brilliant Bank which has revolutionised the industry which was in desperate need of changing. Customers put first. Like they should be. Reviewed on: 18th March 2025
Phil S's avatar
Phil S

a great bank competitors to those who have been arou...

5
a great bank competitors to those who have been around for a long time, nice to see a modern easy to use bank Reviewed on: 18th March 2025
Luke G's avatar
Luke G

Very good, friendly and easy to understand interface.

5
Very good, friendly and easy to understand interface. Much more modern feel than traditional banks. Very generous interest rates for savings accounts that can be accessed freely. Originally opened an account for the rounded savings feature and will soon be moving all other banks into this. Reviewed on: 18th March 2025
Jordan G's avatar
Jordan G

Miles ahead of the other banks

5
I've switched over my current account, kids accounts and set up a joint account with multiple savings pots. The app is miles ahead of other banks. Reviewed on: 18th March 2025
Tim's avatar
Tim

An easy to use app

5
An easy to use app that offers convenience and smart ways to manage money Reviewed on: 18th March 2025
Paolo's avatar
Paolo

Hot Wheels !

5
I applied for a new account and it was set up and a card sent to me in less than 24hours. Unheard of. Reviewed on: 18th March 2025
Kevin C's avatar
Kevin C

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