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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

I’m a fan!

A great bank, I’m a fan as much as I am a customer! Reviewed on: 18th March 2025

Love Monzo, very easy to use.

Love Monzo, very easy to use. I downloaded it a few years ago and it’s changed the way I bank. Total game changer. They should win all of the awards going. Reviewed on: 18th March 2025

Monzo is banking without the stress

Monzo is banking simplified and is always 1 step ahead knowing what their customers want. From easy setup to being able to link all bank accounts, mortgage and investments in one place. Reviewed on: 18th March 2025

Monzo is so easy to use, love the UX & UI, the speed...

Monzo is so easy to use, love the UX & UI, the speedy customer service / card delivery, the challenges are a great way to save money (1p saving challenge) & the cash back offers are easy to activate! Reviewed on: 18th March 2025

Not for everyone

When I have arrived to UK a lot of my mates opened Monzo bank account and told how easy it was to both open and use it. Unfortunately when I have tried to do so, I was rejected with no ability to reapply. Thanks god they do allow to remove the details from their system. Reviewed on: 18th March 2025

Incredibly easy, efficient, and fun to use

Incredibly easy, efficient, and fun to use Reviewed on: 18th March 2025

Simple and easy

Monzo is simple and easy to use, the functionality for splitting/requesting paying friends is great and using it abroad makes everything hassle free. Reviewed on: 18th March 2025

Wish I found Monzo sooner

Used Monzo for years, great for a personal current account and using a joint account for house hold bills.Never any issues. Reviewed on: 18th March 2025

Never had a bad word to say absolutely love monzo fo...

Never had a bad word to say absolutely love monzo for current account, loans and flex Reviewed on: 18th March 2025

Hippest Bank of the 21st Century

I love Monzo for many different reasons, but the main ones are: ease of use, great application, easy registration process with quick turnarounds, intuitive app design. Monzo helps me stay on top of my spendings and offers saving options that other, mainstream lenders and banks don't do too well. Reviewed on: 18th March 2025

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