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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Excellent bank.

Excellent bank. Easy to use. Gives aceess to all that I need. No complex webpage, phone app which is well designed with good security features. Reviewed on: 18th March 2025

Monzo has transformed how I manage money

Monzo has transformed how I manage money and are holding traditional banks accountable for their outdated UX and features. I hope other industries get disrupted in a similar fashion. Just because something is widely adopted, doesn't mean it's right. Keep innovating Monzo! Reviewed on: 18th March 2025

The perfect card to use abroad

Love using this abroad where my money feels safer! Reviewed on: 18th March 2025

They just get it

They are just great and get it :) Social media account is great to follow too. Reviewed on: 18th March 2025

Monzo just makes life easy.

Monzo just makes life easy.. gone are the days of carrying international currency in a wallet disguised a belt, whenever I travel I always transfer money to my monzo current account. Need to split the bill, transfer money to friends quickly, make use of a low interet overdraft.. Monzo has it all! Reviewed on: 18th March 2025

I love monzo

I have used monzo for just over 2 years now, I love that it allows me to categorize my expenses and see where i am spending the most money. They are constantly offering easy ways to save and i have found that i get more out of my money being with them. Reviewed on: 18th March 2025

I love the ability to have pots

I love the ability to have pots to keep different money needs separate and all the analysis I can use to understand what I’m spending my money on Reviewed on: 18th March 2025

Monzo-Tastic!

I’ve had Monzo for around a year and never had any issues, my card was lost and they replaced it within 2 days I also love the aspects and ease of the app Reviewed on: 18th March 2025

Using Monzo is so easy

Using Monzo is so easy, their app is great. I have never had to use their customer service because everything is there in front of you and I’ve never had an issue. Reviewed on: 18th March 2025

THE BEST EVER BANK

I use Monzo for a Flex card and Current account. I like the ease of use and allowing to pay over 3 months. It's helped me out massively! Reviewed on: 18th March 2025

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