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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Really simple and streamlined.

5
Really simple and streamlined. A pleasure to deal with. Reviewed on: 18th March 2025
Rich S's avatar
Rich S

Very good service and always there to land a hand also.

5
Very good service and always there to land a hand also. Reviewed on: 18th March 2025
Habib's avatar
Habib

Love it so easy to use and great images

5
Love it so easy to use and great images Reviewed on: 18th March 2025
Sarah T's avatar
Sarah T

Monzo is clearly the leader in customer experience.

5
Monzo is clearly the leader in customer experience. All money and financial actions are clearly explained and notified. They demystify complicated and confusing actions, and build customer confidence in for example investing. They are heads and shoulders above the competitors in banking experience and therefore manage to offer slightly less enticing financial incentives to customers. Reviewed on: 18th March 2025
Sam r's avatar
Sam r

Monzo good service

5
Monzo is fast and secure, gives you the option to link your Apple Pay for bank transfers, always helpful by sending regular emails. Monzo also gives you seamless paying experience with there digital card. Provide no international transaction fee and you can convert using the Monzo app. Monzo also allows you to invest through the app. In conclusion I think Monzo is a fantastic service. But app can be slightly confusing Reviewed on: 18th March 2025
EM's avatar
EM

The best digital bank among the new age banks

5
The best digital bank among the new age banks Reviewed on: 18th March 2025
nishant l's avatar
nishant l

easy to use

5
Easy to use, great to share costs and split with others, great abroad Reviewed on: 18th March 2025
Anon's avatar
Anon

I’m a fan!

5
A great bank, I’m a fan as much as I am a customer! Reviewed on: 18th March 2025
RiotBadger's avatar
RiotBadger

Love Monzo, very easy to use.

5
Love Monzo, very easy to use. I downloaded it a few years ago and it’s changed the way I bank. Total game changer. They should win all of the awards going. Reviewed on: 18th March 2025
Nicole M's avatar
Nicole M

Monzo is banking without the stress

5
Monzo is banking simplified and is always 1 step ahead knowing what their customers want. From easy setup to being able to link all bank accounts, mortgage and investments in one place. Reviewed on: 18th March 2025
Natalie R's avatar
Natalie R

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