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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2511 reviews)

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4.95

Based on 2,511 reviews, last reviewed 24th Jul 2025

97% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo is great! Love the Monzo app, one of the best banking apps out there. So easy to use and manage your finances and super modern. Also love the flex credit card a... Read more Reviewed on: 12th July 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (2511)

Flex is ideal when there's too much month left after...

Flex is ideal when there's too much month left after your pay day Reviewed on: 19th January 2024

No issues at all, loads of helpful features I didn’t...

No issues at all, loads of helpful features I didn’t even know I needed. Reviewed on: 19th January 2024

It is my first time using the service, confidently i...

It is my first time using the service, confidently it is fantastic. Reviewed on: 19th January 2024

Love using Monzo.

Love using Monzo. It's easy to navigate, makes managing my money simple and I always know what my money situation is at any point in the month. Reviewed on: 19th January 2024

Great value, transparent fees, puts you in control o...

Great value, transparent fees, puts you in control of finances. Reviewed on: 19th January 2024

Gives you full control of your spending and payback,...

Gives you full control of your spending and payback, good option Reviewed on: 19th January 2024

I think Monzo Flex has to be right up there amongst...

I think Monzo Flex has to be right up there amongst the best for new credit holders. Reviewed on: 19th January 2024

Monzo Flex and bank are by far the best bank I have...

Monzo Flex and bank are by far the best bank I have worked with. They got the most flexible product and user interface when it come to the banking industry Reviewed on: 19th January 2024

Best flex ever!

Flex is very handy to have on board, I've used it for all sorts of ventures and purchases. Long live Flex Reviewed on: 19th January 2024

Very useful

I have used monzo flex for less than a year and in that time it has allowed me to keep to a monthly budget by letting me spread payments out on a monthly basis overall I have found monzo flex very useful Reviewed on: 19th January 2024

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