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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

Amazingly easy!

Amazingly easy! Really appreciate the flexibility that comes with Monzo Flex. Reviewed on: 10th April 2024

Decent card

Fair credit limits, quick customer service. Decent card. Reviewed on: 10th April 2024

We’re in an open relationship

As a customer I feel supported and there’s a personality to this bank despite being entirely online! I trust Monzo but I also feel trusted by them too and where credit is involved, that matters. Reviewed on: 10th April 2024

When you need it helps you alot for spending money...

When you need it helps you alot for spending money Reviewed on: 10th April 2024

Unique customer banking approach

Monzo has helped me to keep track of my finances and region my financial stability due to their customer centred banking approach which is unique Reviewed on: 9th April 2024

Very easy to manage

3 months interest free installment plan is very useful. Very easy user interface in the app. Reviewed on: 9th April 2024

Best credit card

Excellent product and very easy to use Reviewed on: 9th April 2024

Super convenient, the most easy to use bank I use.

Super convenient, the most easy to use bank I use. Reviewed on: 9th April 2024

Changed my life for the better

Monzo was the first bank to offer me an overdraft and from there, I applied for the flex credit card. They have helped me get my finances in order and out of debt. Thank you monzo! Reviewed on: 9th April 2024

So easy to use Monzo Flex.

So easy to use in the app. Makes everything abundantly clear. Use of plain language. Helps me to feel genuinely in control of my finances. Very handy for bigger purchases. Reviewed on: 9th April 2024

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