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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

I absolutely love Monzo.

I absolutely love Monzo. It's everything a modern bank should be. It's also very rewarding. Reviewed on: 8th February 2025

Handle money the way you want

They make very easy to manage your money the way you like. The app is great and very flexible. Their cashback offers are brands you actually use and they understand how people actually use banking nowadays Reviewed on: 8th February 2025

Great flexibility, no hidden or dodgey fees, feel in...

Great flexibility, no hidden or dodgey fees, feel in control and informed about every transaction Reviewed on: 8th February 2025

Fast, efficient and makes banking simplier.

Fast, efficient and makes banking simplier. Reviewed on: 8th February 2025

When I encounter a issue, it is dealth within a good...

When I encounter a issue, it is dealth within a good time frame Reviewed on: 8th February 2025

The app is the best of any bank, everything works sm...

The app is the best of any bank, everything works smoothly and I've had no problems. Reviewed on: 8th February 2025

It’s just a brilliant and easy app to use.

It’s just a brilliant and easy app to use. Reviewed on: 8th February 2025

Monzo Flex is the best and most simple credit card i...

Monzo Flex is the best and most simple credit card i’ve used… and i’ve used a lot. Reviewed on: 8th February 2025

Easy, convenient.

Easy, convenient. Great banking for the time we live in. Best credit card ever. Fair terms, interest etc. Reviewed on: 8th February 2025

Best bank ever so modern and with the times

Best bank ever so modern and with the times Reviewed on: 8th February 2025

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