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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2511 reviews)

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4.95

Based on 2,511 reviews, last reviewed 24th Jul 2025

98% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo is great! Love the Monzo app, one of the best banking apps out there. So easy to use and manage your finances and super modern. Also love the flex credit card a... Read more Reviewed on: 12th July 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2511)

Monzo is best bank ever .

Monzo is best bank ever . Flex saved me a lot of times financially Reviewed on: 19th January 2024

Its easy to use and easy to set transaction for inst...

Its easy to use and easy to set transaction for installments Reviewed on: 19th January 2024

I find monzo flex very easy to use.

I find monzo flex very easy to use. It saves me on days I have no money. Reviewed on: 19th January 2024

Monzo Flex is the best of the best

Monzo Flex is the best of the best Reviewed on: 19th January 2024

The best option ever....it salvaged me ..

It saved me when I was at my lowest financially and now am also learning on how to manage my finances. Thanks for the support and awarding me this facility with no interest and a grace period of 3 months and a choice to plan when able...that's salvaged me. Thank you Reviewed on: 19th January 2024

A Great Bank in your pocket.

Monzo is an easy app to use, everything is clear with many products to help with every day life. It’s simply a great bank in your pocket. Reviewed on: 19th January 2024

Super transparent.

Super transparent. Gives you a real understanding about ‘borrowing money’ and gives you different plans to suit your needs. Reviewed on: 19th January 2024

Great way to split the cost

Easy and a great way to split the cost Reviewed on: 19th January 2024

Really enjoy the iPhone app and the features it offers.

Really enjoy the iPhone app and the features it offers. Flex let’s me add new items and see what I’ve got left to spend as well as what it’s costing me in an easy to digest way. Reviewed on: 19th January 2024

Monzo Flex made my life easier.

Monzo Flex made my life easier. I love using Monzo Flex as it allows me to pay in 3 instalments and interest free too. Love it Reviewed on: 19th January 2024

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