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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

Monzo is great

Monzo is a great service and easy to use app- I have never had any issues and have been reached out to if there was any indication of money struggle and knew there was support available if I ever needed, the recent cash back was a great addition and the pots are incredible for organising my paycheck Reviewed on: 9th April 2024

Great helps with saving and budgeting

Great helps with saving and budgeting Reviewed on: 9th April 2024

The card of all cards

Easy to use, fair rates and presented well as a credit option Reviewed on: 9th April 2024

Great, clear user interface, transparent fees.

Great, clear user interface, transparent fees. Reviewed on: 9th April 2024

Simple straight forward with no messing about.

Simple straight forward with no messing about. Reviewed on: 9th April 2024

Foolproof

Super easy and accessible, easy to understand, virtually foolproof Reviewed on: 9th April 2024

Really simple and flexible credit card.

Really simple and flexible credit card. Makes it straightforward to spread the cost of my purchases and make overpayments with no hassle. All easy to manage from the Monzo app. Reviewed on: 9th April 2024

Modern bank

Quick decisions and market leading with Brilliant App Reviewed on: 9th April 2024

It’s Flextime

My experience with Monzo Bank has been very accommodating for they have online banking. When I need to transfer funds and pay bills it can be done at my convenience. It has been a positive experience with personable banking service in a timely manner. My time has been limited so banking must be fast and effective. Monzo flex is very convenient to use anywhere, so I don’t need to carry cash with me for payments. Reviewed on: 9th April 2024

I’ve had a few problems my fault and the agents I ha...

I’ve had a few problems my fault and the agents I have talked to have sorted it out in minutes, I say, pity other companies can’t learn from them Reviewed on: 9th April 2024

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