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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Monzo flex has really helped me manage big payments.

Monzo flex has really helped me manage big payments. I love that I can adjust the limit and feel in control of my budget. Reviewed on: 11th May 2024

Never had an issue, helpful, good app.

Never had an issue, helpful, good app. Reviewed on: 17th April 2024

Like the repayment options

Like the repayment options. It’s different from traditional cards Reviewed on: 17th April 2024

They keep raising interest rates.

They keep raising interest rates. Reviewed on: 17th April 2024

Always helpful, flexibility for payments, refunds an...

Always helpful, flexibility for payments, refunds and payments made easy. Reviewed on: 16th April 2024

Excellent flex card options.

Excellent flex card options. simple and easy to setup. Timely reminder notifications. Reviewed on: 16th April 2024

Monzo is so easy to use and I love the flexibility o...

Monzo is so easy to use and I love the flexibility of payments and the User interface is so easy Reviewed on: 16th April 2024

You wont be disappointed

I cant really comment on the customer service as i've barely ever used it however the services and products provided by Monzo are fantastic. With how they structure there products i feel in very much control of my finances. Simplicity of an online bank with the benefits and feel of a high street bank. Monzo just keep getting better as the years go by. Reviewed on: 16th April 2024

Always had great service.

Always had great service.glad MONZO is in my wallet Reviewed on: 16th April 2024

Why monzo is great

Monzo is a simple app to use with many great benefits like money pots , cash back services , credit card services etc Reviewed on: 16th April 2024

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