Write a review

Newsletter

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

View other Monzo products

4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

So different from other credit cards.

So different from other credit cards. Very flexible and clear, you can make changes at any point and have full control Reviewed on: 3rd April 2024

Very clear about terms and conditions.

Very clear about terms and conditions. It's important for a credit card provider to be open and upfront about the terms rather than hide things in long legal contracts. With Monzo I always feel I understand everything Reviewed on: 3rd April 2024

Monzo Flex is the most useful credit card

Monzo Flex is the most useful and affordable credit card I have and I use it very regularly and seamlessly alongside an excellent Monzo current account. Reviewed on: 3rd April 2024

Not a credit card.

Not a credit card. You can't use it like a normal card so I don't know why they claim they are Reviewed on: 2nd April 2024

Bank helps everyone every age really thanks to all team

Bank helps everyone every age really thanks to all team Reviewed on: 28th March 2024

Very good and giving credit and allows to pay winthi...

Very good and giving credit and allows to pay winthin 3 months Reviewed on: 25th March 2024

Good to use overseas

It’s good to use in Europe … but for their flex card .. they gave me a rubbish limit .. £250 … can’t buy anything with that Reviewed on: 25th March 2024

Monzo flex is really helpful.

Monzo flex is really helpful. Especially when with flight tickets, big purchases. Youve got options on how to pay for it Reviewed on: 25th March 2024

Once again, Monzo is changing the way we bank.

Once again, Monzo is changing the way we bank. Flex is a terrific idea. Reviewed on: 24th March 2024

Great Flex product and amazing app

Love Flex and love the app and visibility Reviewed on: 23rd March 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Credit Card
from TSB 3.50 from 20 reviews
Credit card
from Yonder 4.85 from 952 reviews
Credit cards
from Virgin Money 3.70 from 815 reviews

Want to see more from Monzo?

Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1147 reviews
Current account
from Monzo 4.85 from 19429 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub