Write a review

Newsletter

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

View other Monzo products

4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Monzo flex is the best.

Monzo flex is the best.. helped me in my big purchases like flight tickets.... Reviewed on: 18th March 2024

The flex account allows you to decide how you want t...

The flex account allows you to decide how you want to pay it. You can choose to pay in installment which is a nice option to have. It's also great to use on holiday when abroad Reviewed on: 18th March 2024

New and improved klarna

I love that you can choose the payment plan, makes managing finances easier and if you get stuck behind you can easily contact them and come up with a payment plan that suits you and your budget Reviewed on: 18th March 2024

Competitive credit card compared to other banks.

Competitive credit card compared to other banks. Plus easy to pay with current account. It also enables you to change installments. Reviewed on: 18th March 2024

Really easy to get, use and track on the app.

Really easy to get, use and track on the app. Reviewed on: 17th March 2024

A top idea it’s brilliant .

A top idea it’s brilliant . So easy to use and very very understandable Reviewed on: 15th March 2024

Monzo flex is good and excellent customer service.

Monzo flex is good and excellent customer service. monzo current account is also very good Reviewed on: 14th March 2024

Absolutely phenomenal banking experience

Absolutely phenomenal banking experience Reviewed on: 14th March 2024

Monzo is great

Easy to use, easy to manage, and has a lot of saving options. The security is great. I had been a victim of minor fraud and it was resolved very quick with monzo Reviewed on: 14th March 2024

I don’t have any words for Monzo bank because it’s a...

I don’t have any words for Monzo bank because it’s a wonderful bank but I want to say that I really proud to be Monzo bank costumer. Reviewed on: 13th March 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Transfer Credit Card
from Halifax 4.10 from 64 reviews
Credit card (discontinued)
from Wave (inactive) 3.85 from 3 reviews
Credit Card
from thinkmoney 4.03 from 3 reviews

Want to see more from Monzo?

Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1147 reviews
Current account
from Monzo 4.85 from 19429 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub