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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3124 reviews)

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4.97

Based on 3,124 reviews, last reviewed 8th Apr 2026

60700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Great, that you can choose your payment plan for all... Great, that you can choose your payment plan for all purchases. Means I can keep within my budget when paying back. Interest rate also good compared t... Read more Reviewed on: 8th April 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3124)

Best credit card I’ve had!

All the charges are very transparent I’m very impressed with the 3 months interest free payments. This was very useful over Christmas and for splitting up the cost of expensive purchase. Reviewed on: 9th February 2024

I would only ever suggest Monzo!

I would only ever suggest Monzo! Monzo is the best banking I have ever used. I am a visual learner and so the physical pots and distinguishable colours help me organise my money so much better. I also utilise the investment and savings options. Reviewed on: 8th February 2024

great system

as a 19 year old it has been an easy transition into credit to build up my credit history. easy to use and manage Reviewed on: 8th February 2024

So wonderful, just the best online banking so far

So wonderful, just the best online banking so far Reviewed on: 8th February 2024

Monzo has been my main bank for over 4 years...

Monzo has been my main bank for over 4 years now and they have just got better and better. I really enjoy using their app and think they are leading the way in terms of innovation and service quality in the banking sector. Reviewed on: 8th February 2024

Very easy to use an simple good service

Very easy to use an simple an an give advice how to manage a money paying bill Reviewed on: 8th February 2024

Excellent banking with great features like flex card

Excellent banking with great features like flex card Reviewed on: 7th February 2024

Great app features

Simple and easy to use. Like yhe card features withing the app, such as seeing your card number and being able to copy it when wanting the number for forms/online shopping. Reviewed on: 7th February 2024

Not too much to say but being a new member I can say...

Not too much to say but being a new member I can say, I have been blessed by Monzo bank because they do listen to their customers and Flex has made my life more easier because i can choose how and when i can pay! It's indeed a flexible account like it's name! Reviewed on: 7th February 2024

Happy to use Flex

Very good and easy access it gives free internet when we choose the plans highly recommend Reviewed on: 7th February 2024

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