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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3124 reviews)

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4.97

Based on 3,124 reviews, last reviewed 8th Apr 2026

60700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Great, that you can choose your payment plan for all... Great, that you can choose your payment plan for all purchases. Means I can keep within my budget when paying back. Interest rate also good compared t... Read more Reviewed on: 8th April 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3124)

Great bank overall with great app.

Great bank overall with great app. Reviewed on: 7th February 2024

Absolutely brilliant!

Absolutely brilliant! Helps out in those tricky situations with funds. Reviewed on: 7th February 2024

It was great, hassle free and easy to use.

It was great, hassle free and easy to use. Worked best for me, one of the best credit card platform I've ever experienced. Reviewed on: 7th February 2024

It’s my main account it’s amazing

It’s my main account it’s amazing Reviewed on: 7th February 2024

Today, more than ever

Today, more than ever, customers need flexibility in their banking. So having lobbies are open to serve them, but our technology helps make banking on the go even more convenient. We offer the same useful features as larger banks, including online and mobile banking, mobile check deposit, and mobile bill pay Reviewed on: 7th February 2024

It was so helpful and easy to use

It was so helpful and easy to use Reviewed on: 7th February 2024

Love it!

Very innovative credit card which allows you to split a transanction to 3 payments for free. I havent seen other provider offering that Reviewed on: 7th February 2024

Super easy to access and understand for every age !

Super easy to access and understand for every age ! Reviewed on: 7th February 2024

I use if every month.

I use if every month for splitting larger purchases into 3-6 month installments. Reviewed on: 7th February 2024

Very helpful with all my needs.

Very helpful with all my needs.flex is amazing for those extra expenses when you want to split a purchase Reviewed on: 7th February 2024

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