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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

56% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

Very Happy with Monzo and it's flex service making m...

Very Happy with Monzo and it's flex service making my life too easy and hassle free, Now won't wait for payment to get in. Reviewed on: 24th January 2024

Convenient

Easy to use and convenient, you can choose the plans and can calculate the interest immediately, no hidden cost Reviewed on: 24th January 2024

Honestly, service and app is perfect.

Honestly, service and app is perfect. Spot on.Compare too other apps. I will recommend Monzo to everyone and absolutely no intentions to leave. Reviewed on: 24th January 2024

Uncomplicated form of credit

Very straightforward form of credit, much less complicated than a “standard” credit card. Easy to see my transactions, know exactly what I owe and, payment I’m due to make each month. Reviewed on: 24th January 2024

Monzo Flex is great

Monzo Flex is great, flexible three payments at 0% interest Reviewed on: 24th January 2024

Easily the best

Comfortably the best bank with the best app. Moved everything over to them and I can’t see myself using anyone else Reviewed on: 24th January 2024

Incredibly easy to use

Just as easy to use as the current account. Everything is clearly explained and Monzo’s customer service cannot be beaten. I like the ease of having Flex and my current account visible in one place especially now I can use Flex whilst abroad. Reviewed on: 23rd January 2024

Simply the best

Excellent in all aspects - interface, pricing, availability! Reviewed on: 23rd January 2024

Great for using pay in three months

Ever since I joined monzo flex it’s just been a pleasure very easy to control and use! great options for when using the card l. aswell as being able to split over three months which is very handy. I recommend it to all my family and friend I think it’s just great Reviewed on: 23rd January 2024

Other providers offer 6 months at 0% interest.

Other providers offer 6 months at 0% interest. Reviewed on: 23rd January 2024

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