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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2402 reviews)

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4.96

Based on 2,402 reviews, last reviewed 8th Apr 2025

59300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo is great I really appreciate the pay in three feature as it helps manage larger expenses without causing financial stress. Monzo has excellent customer service... Read more Reviewed on: 8th April 2025

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2402)

Review of the Monzo, Flex Credit Card:

Great bank

Easy to use and easy to speak to someone if you need! Reviewed on: 3rd March 2023

The best bank ever.

The best bank ever. Everything they offer is perfect Reviewed on: 7th April 2025

The Perfect Banking App

The additional perks tier makes the bonuses you get monthly pay for themselves. They provide me with everything I need in a single place with an easy to understand UI and give me so many options on how to manage my money Reviewed on: 7th April 2025

Five stars

Excellent bank! And easy way to use monzo flex credit card! Reviewed on: 6th April 2025

Good service.

Good service.All options are in one app. Reviewed on: 6th April 2025

Loved using Monzo since day one and will continue to...

Loved using Monzo since day one and will continue to use it Reviewed on: 5th April 2025

It really is flexible

I guess it's all about the app which continues to evolve and feels far in advance of it's rivals. The link between my main Monzo account and my Flex card is very useful and Flex is great to spread costs over 3 months, interest free. Reviewed on: 5th April 2025

The best credit card I’ve ever had.

The best credit card I’ve ever had. It’s flexible with a ton of benefits. Easy to use and to stay in control. Reviewed on: 5th April 2025

I am using monzo from 2 years and I am happy with mo...

I am using monzo from 2 years and I am happy with monzo service Reviewed on: 4th April 2025

Love it amazing banking obeeessed with it reccomend...

Love it amazing banking obeeessed with it reccomend it to all my friends x Reviewed on: 3rd April 2025

Flex is super easy to use and manage, and has been a...

Flex is super easy to use and manage, and has been amazing for budgeting those larger purchases with no interest attached. Reviewed on: 3rd April 2025

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