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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Sums up the future of banking

Monzo Flex is the way to go from the moment they began to offer it. Being able to flex almost every transaction gives a whole lot of flexibility in budgeting. Monzo would be the one to lead to way so other banks would follow in its footsteps Reviewed on: 3rd March 2023

Easy and useful

Easy to use and useful for managing your money Reviewed on: 3rd March 2023

Unique & Awesome Feature.

This is absolutely an amazing feature one of a kind and unique within the banking industry. Awesome feature to use. Greatful for it. Reviewed on: 3rd March 2023

Everything is simple

Monzo allows you to navigate the app simply and with ease . You can find what you are looking for without any trouble. Would highly recommend to anyone, members of my family have already joined and are pleased with the bank. Reviewed on: 3rd March 2023

Amazing

Easy to use and so helpful..monzo are amazing Reviewed on: 3rd March 2023

Simply Excellent

Couldn't be happier with the customer service or the product. Reviewed on: 3rd March 2023

It is magics Monzo bank

I think is Monzo bank wander full thanks Monzo team Reviewed on: 3rd March 2023

Convenient, quick and well organised

Regularly use this feature and is very handy. Great addition to Monzo. Reviewed on: 3rd March 2023

Love Monzo!

Monzo Flex helps me spread cost over a few months which I find extremely helpful, especially during this time. Monzo is an excellent bank and extremely easy to use Reviewed on: 3rd March 2023

Excellent feature! Been a fan of it already

Flex is awesome, gives me the flexibility to pay in instalments without all the faff that’s usually included. I’m a fan of it already so couldn’t not to review it. Reviewed on: 3rd March 2023

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