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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

56% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

Best bank

Everything is on hand and works. No fuss no worry Reviewed on: 3rd March 2023

Monzo is all you need for banking

Monzo is amazing, especially the app. I gradually receive a lot of offers from the bank such as overdraft, flex (equivalent to credit card), free trial to plus account, zero interest offers. The bank really appreciates their customer and understands the customers needs. When travelling, no more currency exchange. What I need is just the coral debit card. I can swipe for transactions and withdrawals without any charges. Amazing! It the new way of banking nowadays. Love Monzo! Reviewed on: 3rd March 2023

Love monzo

Seriously if you don’t have a monzo account your missing out. Easiest transfer you can do, great interest rates and offers. Reviewed on: 3rd March 2023

Always a reliable and easy platform

Since joining monzo back in 2019 I have enjoyed the easiest banking of my life - nobody does this better, and I know because I've looked! Reviewed on: 3rd March 2023

All you need in one bank

I’ve been using Monzo for years now and I’m really pleased with their service. Flex was a great recently addition! Reviewed on: 3rd March 2023

Best banking

I recommend Monzo Bank is pretty easily used and Monzo helped me several times with overdraft and Monzo Flex is my favourite Bank , I love Monzo overdraft because Everyday I purchased many stuff and sometimes my I don't money but my Monzo Flex and Overdraft save my life several times I love my Bank I recommend for everyone all my family has Monzo Bank Reviewed on: 3rd March 2023

simply the best!

Everything is easy to use and manage, so many options to help you wether that be financial backing to saving, everyone you need help from helps 100% of the time and it’s not depressing to look at even if I have no money because the look of the app is very cool! Reviewed on: 3rd March 2023

Very good bank

The best bank i have in 24 years Reviewed on: 3rd March 2023

Monzo Flex is best credit card out there

Monzo Flex has done to credit cards, what Monzo did for banking. They don’t claim to be the cheapest, or have any silly introduction offers - But the simplicity of the product, ease of use, speed, and user experience is flawless - I use this card so much more than any other credit card, and it’s retrospective ability to turn previous purchases into “flex” payments is so useful. I would recommend Monzo, and Monzo Flex to anyone Reviewed on: 3rd March 2023

Monzo Flex has helped me plan my budgets to have control over my finances

I use Monzo flex all of the time. It helps me balance my finances out. The ability to have. 0% loan for 3 months is fantastic Reviewed on: 3rd March 2023

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