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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Absolutely love it

Monzo Flex is a conscientious and moral alternative to credit cards, and I love it. I use it all the time and it has helped me get out of debt, particularly with the option to pay off over three months interest free. Every bank should have this! Reviewed on: 3rd March 2023

Amazing banking with easy flex payments

Monzo is an amazing bank account with flexible options Reviewed on: 3rd March 2023

Life changing bank

A great way to escape credit cards and use you bank to spread purchases, pay off small amounts when you can, keep an an eye on you balance. Monzo banking is nothing short of life changing. The bank everyone has been waiting for. Reviewed on: 3rd March 2023

Amazing customer focused experience

So easy to use. Love the mobile first approach and Monzo Flex has been super useful recently. Reviewed on: 3rd March 2023

Best bank

Everything is on hand and works. No fuss no worry Reviewed on: 3rd March 2023

Monzo is all you need for banking

Monzo is amazing, especially the app. I gradually receive a lot of offers from the bank such as overdraft, flex (equivalent to credit card), free trial to plus account, zero interest offers. The bank really appreciates their customer and understands the customers needs. When travelling, no more currency exchange. What I need is just the coral debit card. I can swipe for transactions and withdrawals without any charges. Amazing! It the new way of banking nowadays. Love Monzo! Reviewed on: 3rd March 2023

Love monzo

Seriously if you don’t have a monzo account your missing out. Easiest transfer you can do, great interest rates and offers. Reviewed on: 3rd March 2023

Always a reliable and easy platform

Since joining monzo back in 2019 I have enjoyed the easiest banking of my life - nobody does this better, and I know because I've looked! Reviewed on: 3rd March 2023

All you need in one bank

I’ve been using Monzo for years now and I’m really pleased with their service. Flex was a great recently addition! Reviewed on: 3rd March 2023

Best banking

I recommend Monzo Bank is pretty easily used and Monzo helped me several times with overdraft and Monzo Flex is my favourite Bank , I love Monzo overdraft because Everyday I purchased many stuff and sometimes my I don't money but my Monzo Flex and Overdraft save my life several times I love my Bank I recommend for everyone all my family has Monzo Bank Reviewed on: 3rd March 2023

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