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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

56% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

Game changer

It's so user friendly and customer first. I work on accounting and I want my person finances to be simple, flex makes it as simple and transparent as possible while also being cost effective and FLEXible. I can't recommend it enough. Reviewed on: 3rd March 2023

Everything I need in a bank

Monzo are excellent! Mindblowingly good at what they do. Reviewed on: 3rd March 2023

Makes banking easy

Everything is made simple, easy and fast. Fex is super flexible and easy to use Reviewed on: 3rd March 2023

Monzo is the GOAT

I Have used Monzo for 5 years now and can honestly say it’s the best bank I’ve been with! I love how clear and easy it is to keep track of my income and outgoings. The interface is so clear and concise and I can always tell exactly where and when my money is leaving or coming to my account. the customer service is also second to none! Whenever there is an issue or I need help or advice. Monzo are to the rescue! I have also been using the Monzo flex card and have found it to be so useful and above and beyond the competitors such as Klarna. I love how easy the Flex card is to use and manage my monthly instalments. All in all! Monzo is the way forward and I can never see myself switching banks again! Reviewed on: 3rd March 2023

Best bank

I wasn’t fit to save to I join this bank Reviewed on: 3rd March 2023

Super easy to use

Extremely easy to use interface, Any issue I have are answered straight away and the app makes sending and receiving money a breeze Reviewed on: 3rd March 2023

Life Changing!

I've banked with traditional establishments for decades and I can honestly say (even after being dubious) that Monzo have changed my financial life! Every part of the banking process is hassle free, I feel valued as a customer and the innovation of the products they offer to their customers makes me want to commit fully, for life to the Monzo brand! Monzo Flex is a breath of monetary fresh air! Thanks so much for valuing your customers and injecting well needed trust in the banking sector! Reviewed on: 3rd March 2023

Monzo is great!

Easy to use app and even gives me better benefits than my main bank Reviewed on: 3rd March 2023

So Clear - So Easy - So Communicative

Helps my life run more smoothly Reviewed on: 3rd March 2023

Monzo flex is a great feature

A market leading innovation which offers flexibility for spreading the one off costs over Christmas/holidays over a few months at either no cost or competitive APR rates. The best thing is that the debt has a defined end date which saves you money in the long run vs revolving credit on a credit card! Reviewed on: 3rd March 2023

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