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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3189 reviews)

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4.90

Based on 3,189 reviews, last reviewed 3rd Sep 2026

87% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Very flexible and zero interest and very easy to sho... Very flexible and zero interest and very easy to shopping online and store Reviewed on: 3rd September 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3189)

Easy to use

The bank app is incredibly easy to use proving quick access to its services. I live the trend analysis that forecast how much of your money will be left by the end of the month. Reviewed on: 3rd March 2023

amazing feature

It’s helped with buying big items and perfect for paying monthly. Helped me a lot Reviewed on: 3rd March 2023

Couldn't ask for more

Monzo makes managing my money so easy I don't want to use any other banks ever! Reviewed on: 3rd March 2023

Love monzo

I love monzo and have recommended it to friends and family. Even recommend the business account and I don’t even use it. Flex is fantastic. I used to use Klarna a lot but now I just use flex. I was part of the market research for it as well back in 2020/2021. Reviewed on: 3rd March 2023

Mr Craig selway

I have to say monzo flex is a fantastic idea it is very useful I use it all the time for safe payment way pluss give you the chance to.pay it over the months or pay it off that month allso monzo is a great bank and great customer service Reviewed on: 3rd March 2023

Game changer

It's so user friendly and customer first. I work on accounting and I want my person finances to be simple, flex makes it as simple and transparent as possible while also being cost effective and FLEXible. I can't recommend it enough. Reviewed on: 3rd March 2023

Everything I need in a bank

Monzo are excellent! Mindblowingly good at what they do. Reviewed on: 3rd March 2023

Makes banking easy

Everything is made simple, easy and fast. Fex is super flexible and easy to use Reviewed on: 3rd March 2023

Monzo is the GOAT

I Have used Monzo for 5 years now and can honestly say it’s the best bank I’ve been with! I love how clear and easy it is to keep track of my income and outgoings. The interface is so clear and concise and I can always tell exactly where and when my money is leaving or coming to my account. the customer service is also second to none! Whenever there is an issue or I need help or advice. Monzo are to the rescue! I have also been using the Monzo flex card and have found it to be so useful and above and beyond the competitors such as Klarna. I love how easy the Flex card is to use and manage my monthly instalments. All in all! Monzo is the way forward and I can never see myself switching banks again! Reviewed on: 3rd March 2023

Best bank

I wasn’t fit to save to I join this bank Reviewed on: 3rd March 2023

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