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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2511 reviews)

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4.95

Based on 2,511 reviews, last reviewed 24th Jul 2025

98% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo is great! Love the Monzo app, one of the best banking apps out there. So easy to use and manage your finances and super modern. Also love the flex credit card a... Read more Reviewed on: 12th July 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2511)

Monzo is amazing

Ever since I got to the uk Monzo has being my go to bank for all my financial needs the fact I get access to my pay 1 day ahead of pay day has been a game changer for my finances thank you monzo Reviewed on: 11th February 2025

Monzo is a fantastic modern bank

Monzo is a fantastic modern bank with a user-friendly app, instant notifications, and great budgeting tools. Fee-free spending abroad and transparent customer service make it perfect for travel and everyday banking. The "Pots" feature helps with saving, though cash deposits could be easier. Overall, it's a top choice for hassle-free digital banking! Reviewed on: 11th February 2025

Super easy to use, nice to have flexibility of payme...

Super easy to use, nice to have flexibility of payment durations, nice to have option to pay early and see financial benefit of doing so in interest saved Reviewed on: 11th February 2025

Very useful and lives up to its name: Flexible!

Very useful and lives up to its name: Flexible! Reviewed on: 11th February 2025

Brilliant monzo

Monzo is very easy to use and transactions very fast and when shopping it alerts you immediately what you have spent I love my flex card as it helps to spread cost and you get 3 months interest free I don’t know of any other bank that does that Reviewed on: 11th February 2025

Very reliable eazy to use app and great customer sup...

Very reliable eazy to use app and great customer support Reviewed on: 11th February 2025

First Class Banking App.

The various pots you can set up is an invaluable tool to plan for future purchases and bills etc. The Flex account is a very worthwhile option to have and has a variety of options re payments when using it. The ability to see interest savings that can be made with additional payments is awesome. Every time I have used the chat option to query something or resolve an issue provides a first rate service. Monzo is my a absolute first choice when looking at interest free options. It has changed the whole way I bank and manage my finances. Reviewed on: 11th February 2025

Trust and confidence

I am very happy with Monzo. It is the best bank that I haven't got. Reviewed on: 11th February 2025

Very flexible, easy to understand, quick decisions

Very flexible, easy to understand, quick decisions Reviewed on: 11th February 2025

This is probably the best credit card I have, nice t...

This is probably the best credit card I have, nice to be able to pay up to 3 months interest free Reviewed on: 11th February 2025

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