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Monzo: Flex Purchase credit card reviews

View other Monzo products
4.97
Based on 3,041 reviews, last reviewed 4th Mar 2026
52700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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2%
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Latest highest rating:

5

I’ve had some success recovering my money whenever s... I’ve had some success recovering my money whenever scammers try Reviewed on: 4th March 2026
Juliet Ofuani's avatar
Juliet Ofuani

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025
JN's avatar
JN
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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3041)

Unbelievable from start to finish

5
Unbelievable from start to finish Reviewed on: 9th February 2026
Dale A's avatar
Dale A

Good credit card

5
It was easy to sign up and use and it keeps you on track. Reviewed on: 9th February 2026
G m's avatar
G m

Easy to understand and very flexible.

5
Easy to understand and very flexible. Reviewed on: 9th February 2026
Patrick M's avatar
Patrick M

Great for foreign transactions and travel

5
Great to be able to get 3months interest free credit for purchases over £100. Good app support and great for foreign transactions. Reviewed on: 9th February 2026
Nick T's avatar
Nick T

Very easy to use on line is very good

5
Very easy to use on line is very good Reviewed on: 9th February 2026
Brown C's avatar
Brown C

Great credit choice for smaller purchases

5
Have used flex in various occasions in the past 2 years. Really appreciate the simplicity of use and flexibility in terms of paying off. Reviewed on: 9th February 2026
Antonio Filis's avatar
Antonio Filis

Monsoon Flex is amazing

5
I've been using Monzo Flex for months and it has been absolute amazing. Reviewed on: 9th February 2026
Stacey's avatar
Stacey

Amazing credit card and great to building credit score

5
Amazing credit card and great to building credit score Reviewed on: 9th February 2026
Florencia M's avatar
Florencia M

Ease of use, clear understanding of interest applied...

5
Ease of use, clear understanding of interest applied, knowledge base within the banking app! Reviewed on: 9th February 2026
Yehor's avatar
Yehor

Very easy to navigate and use, brilliant app layout.

5
Very easy to navigate and use, brilliant app layout. The extra information on each product is really helpful Reviewed on: 9th February 2026
O B's avatar
O B

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