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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Flex Purchase credit card reviews (3086)

Review of the Monzo, Flex Purchase credit card:

Refreshing way to use credi

Love the control you have to choose to credit some items. Reviewed on: 24th March 2023

A great bank service very fast and very easy to...

A great bank service very fast and very easy to use Reviewed on: 6th March 2026

Power up with Monzo Flex

I love the power the Monzo Flex card gives me to manage more expensive things Reviewed on: 6th March 2026

The best bank

I have been a Monzo client for years and I’ve never had any problems with Monzo and I would recommend it to everyone. Reviewed on: 6th March 2026

Absolutely amazing, the benefits they offer are much...

Absolutely amazing, the benefits they offer are much better than other credit cards. Reviewed on: 6th March 2026

Visualising growth

First time in my life, I’ve been able to save money and use credit successfully helped by the way everything is laid out and the app and you can see how the money is coming in and going out quite clearly Reviewed on: 6th March 2026

I’ve had some success recovering my money whenever s...

I’ve had some success recovering my money whenever scammers try Reviewed on: 4th March 2026

Monzo are. Like my parent in banking

Monzo are really helpful when I have problems banking no problem too small Reviewed on: 4th March 2026

Monzo is the best card I’ve had...

Monzo flex is adaptable and easy to manage the team are really good at challenging wrong payments Reviewed on: 4th March 2026

It helped me a lot in my bad time.

It helped me a lot in my bad time. Reviewed on: 4th March 2026

Best in market credit card.

Best in market credit card. Interest free over 12mths, easy to make payments. Reviewed on: 3rd March 2026

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