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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3124 reviews)

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4.97

Based on 3,124 reviews, last reviewed 8th Apr 2026

60700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Great, that you can choose your payment plan for all... Great, that you can choose your payment plan for all purchases. Means I can keep within my budget when paying back. Interest rate also good compared t... Read more Reviewed on: 8th April 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Flex Purchase credit card reviews (3124)

Review of the Monzo, Flex Purchase credit card:

Refreshing way to use credi

Love the control you have to choose to credit some items. Reviewed on: 24th March 2023

Been my sole bank provider for years never had any i...

Been my sole bank provider for years never had any issues! Reviewed on: 9th February 2026

I love Monzo I was bad with money and Monzo helped m...

I love Monzo I was bad with money and Monzo helped me understand how money works Reviewed on: 9th February 2026

Very useful being able to always have 3 months inter...

Very useful being able to always have 3 months interest free for those bigger purchases. Always been excellent with help when needed. Reviewed on: 9th February 2026

Amazing app & customer service

Amazing app & customer service, can’t fault anything Reviewed on: 9th February 2026

Great for travelling abroad

Great value especially when travelling abroad Reviewed on: 9th February 2026

User friendly app, engaging functions, feels like my...

User friendly app, engaging functions, feels like my money is safe, ensures full control over my funds. Reviewed on: 9th February 2026

Monzo is easy to use and I feel looked after as a cu...

Monzo is easy to use and I feel looked after as a customer Reviewed on: 9th February 2026

Fantastic service, always ready to help when a situa...

Fantastic service, always ready to help when a situation occurs. Gives you a lot of flexibility and options when it comes to managing money and purchases whatever the reason may be. The app gives a lot of benefits also Reviewed on: 9th February 2026

My experience with Monzo is excellent, support is al...

My experience with Monzo is excellent, support is always amazing and helpful Reviewed on: 9th February 2026

It has built my credit score up slowly getting me ou...

It has built my credit score up slowly getting me out of debt hopefully this year I will be debt free hopefully by the summer Reviewed on: 9th February 2026

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