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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3189 reviews)

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4.90

Based on 3,189 reviews, last reviewed 3rd Sep 2026

87% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Very flexible and zero interest and very easy to sho... Very flexible and zero interest and very easy to shopping online and store Reviewed on: 3rd September 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3189)

Unparalleled forex fee free structure!

I totally love the monzo flex credit card’s zero fee forex feature. It is so useful abroad. And also like the fact that you can decide your payoff payment date. The flexibility is unparalleled. I also like that they let you check your credit score in the app! It is utterly convenient! Reviewed on: 27th March 2025

Long time customer

Been with Monzo for a few years now and have had nothing but positive experiences Reviewed on: 26th March 2025

Excellent on line banking service

Excellent on line banking service Reviewed on: 26th March 2025

The app is easy to use!

The app is easy to use! The products like Monzo flex are amazing. Reviewed on: 26th March 2025

First credit card

This is my first dabble with credit, and it has been very positive. I like that you can flex a payment after it has been made, which gives me great flexibility. I like that you can set the payment amounts and pay early if necessary. Reviewed on: 25th March 2025

The best

Fabulous always there when, needed, great,payment options, choose your,own,no pressure, date you pay back. Love this credit card. Nice to know you have that extra when needed. Life's emergencies do crop,up nice to know monzo, got my back.brill. Reviewed on: 25th March 2025

Credit card designed for transparency

Easier credit cart issue in a few seconds. Great design that makes it very transparent in payments and interest charged. Reviewed on: 25th March 2025

Product is Good

Product is Good, need to train staff more Reviewed on: 24th March 2025

There offer good low interests rates ...

There offer good low interests rates real competitive and also easy to to use . Good customer service team, the customer service team is always helpful and responsive. They have solved any issues I had quickly and efficiently.Also the mobile app is so convenient. I can check my balance, make payment and check my interests all in one place. P Reviewed on: 24th March 2025

Lovely bank

Been for a while with them never missed a bit Reviewed on: 24th March 2025

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