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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

Easy peasy

Everything is made so simple and easy to use. Also I like the fact I haven’t needed to call anyone to resolve any issues. I can do everything I need thought the app. To me that is great service…..I only call a company when I can’t deal with their website/app Reviewed on: 8th March 2025

Excellent banking, excellent customer service.

Excellent banking, excellent customer service. Reviewed on: 8th March 2025

Excellent Card

Excellent card appreciate the transparency with interest shown at point of purchase also a fantastic app Reviewed on: 8th March 2025

Monzo has been great.

Monzo has been great. Flex is a godsend, phone insurance on Max saved my phone. Great value for money and reliable. Reviewed on: 8th March 2025

Use it regularly and handy and helpful

Use it regularly and handy and helpful Reviewed on: 8th March 2025

Thank you it’s a good bank in the uk.

Thank you it’s a good bank in the uk. Reviewed on: 7th March 2025

Very easy to set up!

Very easy to set up! Really useful being able to flex purchases across 3 months Reviewed on: 7th March 2025

Monzo really helped me gain control of my spending a...

Monzo really helped me gain control of my spending and flex has been great for any anomalous spending but safely. the lending has been building my credit score too Reviewed on: 6th March 2025

Monzo is my favourite bank

Very easy to switch to Monzo. Great app. Good tools to manage, save & invest money. Very easy to set up reoccurring payments. Very easy to send & receive money. Reviewed on: 5th March 2025

Best Bank / Credit Card Ever!

Best bank and credit card I've ever had. None of the others compare. Monzo offer a plethora of features other banks just don't offer, and it's really easy to manage everything through the app. Reviewed on: 5th March 2025

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