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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

The app is seamless and very easy to use.

The app is seamless and very easy to use. I love Flex and the 1p saving challenge! Reviewed on: 20th March 2025

Different is better

Love how Monzo flex works a little differently to a regular credit card. It makes me feel more in control. Reviewed on: 19th March 2025

The bank that does everything you need.

The bank that does everything you needed even if you didn't realise Reviewed on: 19th March 2025

Perfect and very easy to use and pay back

Perfect and very easy to use and pay back Reviewed on: 19th March 2025

Flex Different

The flex credit card is the best on the market. Really easy to use and can pay off extra whenever convenient. The fact it is interest free over three months is a massive bonus for me. App is so easy to use too. Best credit card I've had. Reviewed on: 19th March 2025

Monzo rocks

A fantastic app that offers a whole new level of open banking Reviewed on: 19th March 2025

Changed the banking world

Great app and technology development, really changed the landscape Reviewed on: 19th March 2025

Great first credit card.

Great first credit card. offers great flexibility and is really clear with charges, user friendly app makes applying and using the card super easy. Reviewed on: 19th March 2025

Great prices, easy to work with, easy to set up

Great prices, easy to work with, easy to set up Reviewed on: 19th March 2025

I find Monzo to be extremely user friendly!

I find Monzo to be extremely user friendly! Everything is does to help you save, budget and just have general financial health is perfect for the modern person. Reviewed on: 19th March 2025

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