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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2511 reviews)

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4.95

Based on 2,511 reviews, last reviewed 24th Jul 2025

97% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo is great! Love the Monzo app, one of the best banking apps out there. So easy to use and manage your finances and super modern. Also love the flex credit card a... Read more Reviewed on: 12th July 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2511)

Great Flex product and amazing app

Love Flex and love the app and visibility Reviewed on: 23rd March 2024

Monzo flex is the best.

Monzo flex is the best.. helped me in my big purchases like flight tickets.... Reviewed on: 18th March 2024

The flex account allows you to decide how you want t...

The flex account allows you to decide how you want to pay it. You can choose to pay in installment which is a nice option to have. It's also great to use on holiday when abroad Reviewed on: 18th March 2024

New and improved klarna

I love that you can choose the payment plan, makes managing finances easier and if you get stuck behind you can easily contact them and come up with a payment plan that suits you and your budget Reviewed on: 18th March 2024

Competitive credit card compared to other banks.

Competitive credit card compared to other banks. Plus easy to pay with current account. It also enables you to change installments. Reviewed on: 18th March 2024

Really easy to get, use and track on the app.

Really easy to get, use and track on the app. Reviewed on: 17th March 2024

A top idea it’s brilliant .

A top idea it’s brilliant . So easy to use and very very understandable Reviewed on: 15th March 2024

Monzo flex is good and excellent customer service.

Monzo flex is good and excellent customer service. monzo current account is also very good Reviewed on: 14th March 2024

Absolutely phenomenal banking experience

Absolutely phenomenal banking experience Reviewed on: 14th March 2024

Monzo is great

Easy to use, easy to manage, and has a lot of saving options. The security is great. I had been a victim of minor fraud and it was resolved very quick with monzo Reviewed on: 14th March 2024

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