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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

Seamless and quick.

Seamless and quick. Monzo breaks the traditional banking methods which is great Reviewed on: 1st March 2025

Great Credit Card

I have found the Monzo Flex credit card to be extremely straightforward to use and manage Reviewed on: 28th February 2025

I love it

I love it and they sponsor my favourite football club Reviewed on: 28th February 2025

Best serice i have used 10/10 would recommend monzo

Best serice i have used 10/10 would recommend monzo Reviewed on: 28th February 2025

Clever Product and Great UI.

Clever Product and Great UI. Well designed Reviewed on: 28th February 2025

Excellent offering and money saving if you apply it...

Excellent offering and money saving if you apply it correctly Reviewed on: 28th February 2025

Everything perfect!

Everything perfect!! Keep on like this!!!! Reviewed on: 28th February 2025

Monzo are great.

Monzo have given me a chance to build my credit score back up. They are a great bank who seem to value their customers. Thank you. Reviewed on: 27th February 2025

I find the flex product very easy to use, I can tail...

I find the flex product very easy to use, I can tailor my payments easily, use it in stores and online and I love how I can choose repayment profile after paying for something Reviewed on: 27th February 2025

The Flex credit card is great for smaller purchases

The Flex credit card helps with those smaller purchases and spreads the cost out easily. Treated your pals to dinner before payday? Flex it! Eyeing up those gig tickets? Flex it. It's really easy to see how much you've spent, and the upcoming payments are transparent, with regular reminders before payment day Reviewed on: 26th February 2025

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