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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2491 reviews)

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4.96

Based on 2,491 reviews, last reviewed 27th Apr 2025

33850% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo Flex gives you the customer friendly visualisa... Monzo Flex gives you the customer friendly visualisation to users which helps manage your finance. Not many credit cards have what Monzo has in terms ... Read more Reviewed on: 27th April 2025

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (2491)

Amazing bank

Never had an issue. Staff are amazing if you need help. Best bank out there Reviewed on: 3rd March 2024

Fantastic bank they’ve best staff

Fantastic bank they’ve best staff Reviewed on: 1st March 2024

Monzo has the best services (products) on the market !

Monzo has the best services (products) on the market ! Reviewed on: 1st March 2024

Monzo flex- genius

It gives you more control over the payments than you normally would with any other credit card. The fact you can make a purchase in your account and unto 2 weeks later have it on your credit card is genius Reviewed on: 26th February 2024

Monzo Flex has the best app on the market!

Monzo Flex is easy to use, provides excellent value for money and has one of the best apps on the market for managing your money. Unlike other credit cards you can dial down on each purchase and choose an individual plan for paying it off. This allows you to 'flex' larger purchases over a longer period of time if required. It's easy to see when a payment is due and forecast what future payments are likely to be. It's has the most user friendly experience of any credit card I've used and I've been really pleased with the service. Reviewed on: 26th February 2024

I once missed a payment and Monzo kindly allowed me...

I once missed a payment and Monzo kindly allowed me in a 30 day free window which allowed me to have less stress and comfortably pay the flex payment with no issues Reviewed on: 22nd February 2024

Monzo offer me a flex when I need the most

Monzo offer me a flex when I need the most Reviewed on: 22nd February 2024

i have tired many different banks but this is the on...

i have tired many different banks but this is the only one that has worked for me, i think flex is one of the best features it allows me to have some sort of credit but i know it won't get me into trouble as it is so easy to manage Reviewed on: 22nd February 2024

Very useful features, such as 3 monthly installments.

Very useful features, such as 3 monthly installments. Reviewed on: 22nd February 2024

Good as long as you can stay on top of the payments!

Good as long as you can stay on top of the payments!! Reviewed on: 21st February 2024

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