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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2932 reviews)

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4.97

Based on 2,932 reviews, last reviewed 12th Feb 2026

41900% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I Have a special place in my heart for Monzo . I Have a special place in my heart for Monzo ... always top Reviewed on: 12th February 2026

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Flex Purchase credit card reviews (2932)

Review of the Monzo, Flex Purchase credit card:

Best online banking

Best online banking and easy to use mobile app. Reviewed on: 3rd March 2023

Easy application

It didn’t take long when they gave me the money I borrowed. Reviewed on: 10th February 2026

Great bank moved everything to Monzo from high stree...

Great bank moved everything to Monzo from high street bank Reviewed on: 10th February 2026

Great customer service from Monzo flex

I have had positive experiences with using flex it’s the best of all the credit I have taken so far they understand my needs Reviewed on: 10th February 2026

Flex has been so simple and flexible

Flex has been so simple and flexible it’s changed how I manage my finances. I really appreciate that everything can be chosen and changed after the purchase Reviewed on: 10th February 2026

Amazing Flex

Flex is such an easy way to buy on credit without overspending you always aware what you owe and the pay early option is a bonus for me Reviewed on: 10th February 2026

Very easy to manage in the app, lots of options, cle...

Very easy to manage in the app, lots of options, clear information Reviewed on: 10th February 2026

Great and excellent

Great . It gives 3 months interest free and was so easy to use Reviewed on: 10th February 2026

Helping with first home

Ease and flexible to manage had really helped spread the initial cost of buying thing for my first home Reviewed on: 10th February 2026

Excellent Service and Flexibility

I have had my card for a year now and the way it has helped me manage my finances and the flexibility of the card is excellent Reviewed on: 10th February 2026

I’ve been with monzo for years, their flex card is v...

I’ve been with monzo for years, their flex card is very clear and makes it easy to plan ahead and easy to use, any problems I’ve had monzo have helped straight away Reviewed on: 10th February 2026

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