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Monzo: Savings reviews

4.94
Based on 267 reviews, last reviewed 25th Apr 2026
2625% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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96%
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3%
3 star
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0%
2 star
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1%

Latest highest rating:

5

Monzo Cash ISA Savings My experience with Monzo’s Cash ISA has been really positive overall. It was quick to set up through the app, and I like how everything is in one plac... Read more Reviewed on: 25th April 2026
TG's avatar
TG

Latest lowest rating:

1

am deeply disappointed and shocked by Monzo’s beha... I am deeply disappointed and shocked by Monzo’s behaviour. Not only did they close my account without warning, they also shut down my husband’s accoun... Read more Reviewed on: 11th March 2026
Monisola 's avatar
Monisola

About this product

Monzo have a range of savings accounts that can be opened and managed online.

Monzo savings accounts include instant access, cash ISA and fixed rates. Instant access accounts can be opened with just £10. Spare change can be added to Savings Pots automatically and you can schedule monthly savings deposits.

Monzo savings reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Savings reviews (267)

Monzo provides an accessible app with an easy onboar...

5
Monzo provides an accessible app with an easy onboarding process. They offer good interest rates and a clear and easy way to save and invest. Reviewed on: 28th March 2025

The best provider

5
Easy and intuitive, no thrills where it's not needed Reviewed on: 28th March 2025

God at helping me round up and save more money over...

5
God at helping me round up and save more money over time Reviewed on: 27th March 2025

Great digital bank, good savings rate

5
Great digital bank, good savings rate Reviewed on: 27th March 2025

Excellent , i use in uk and kuwait easy

5
Excellent , i use in uk and kuwait easy Reviewed on: 27th March 2025

It so good I got my brother to get us...

5
It so good I got my brother to get us as well Reviewed on: 27th March 2025

Best Bank around for savings accounts!!

5
I have been a customer for years and I can hand on heart say Monzo has the best saving rates out all the banks including Virgin, Nationwide, Chase. Reviewed on: 26th March 2025

Satisfactory banking services experience, with core...

5
Satisfactory banking services experience, with core banking activities Reviewed on: 26th March 2025

The best banking app I ever used in uk

5
The best banking app I ever used in uk Reviewed on: 19th March 2025

A Fantastic Banking Experience with Monzo

5
A Fantastic Banking Experience with Monzo I've been using Monzo for over a year now, and I couldn't be happier with the service! From the moment I opened my account, the entire process was seamless and incredibly user-friendly. The app itself is intuitive, making it easy to track my spending, set up budgeting goals, and manage my finances in real-time. One of the standout features for me has been the instant notifications. Whether it's a transaction or an account update, I get notified immediately, which gives me full control and transparency over my finances. Additionally, I love how Monzo’s app offers helpful insights into my spending habits, helping me stay on top of my financial goals. The customer service is also top-notch. I’ve contacted them a few times for minor queries, and they’ve always been prompt, friendly, and incredibly helpful. The fact that they are available 24/7 via the app is a huge plus! Monzo’s no-fee foreign transactions are another highlight. As someone who travels frequently, it’s a relief to know I won’t be hit with hidden fees when spending abroad. Plus, the ability to instantly freeze and unfreeze my card gives me added peace of mind. Overall, Monzo has completely changed the way I manage my money. It's simple, efficient, and offers so many great features that make banking a breeze. I highly recommend Monzo to anyone looking for a modern, hassle-free banking experience! Reviewed on: 19th March 2025

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