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Monzo: Savings reviews

Name: Savings
Rating: 4.84 (268 reviews)

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4.84

Based on 268 reviews, last reviewed 8th Jul 2026

89% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

3 star

2 star

Latest highest rating:

5

Monzo is great for saving Monzo Savings has been fantastic. It’s incredibly easy to set up, the app is simple to use, and I can watch my savings grow with competitive interest ... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

am deeply disappointed and shocked by Monzo’s beha... I am deeply disappointed and shocked by Monzo’s behaviour. Not only did they close my account without warning, they also shut down my husband’s accoun... Read more Reviewed on: 11th March 2026

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About this product

Monzo have a range of savings accounts that can be opened and managed online.

Monzo savings accounts include instant access, cash ISA and fixed rates. Instant access accounts can be opened with just £10. Spare change can be added to Savings Pots automatically and you can schedule monthly savings deposits.

Monzo savings reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Savings reviews (268)

A Fantastic Banking Experience with Monzo

A Fantastic Banking Experience with Monzo I've been using Monzo for over a year now, and I couldn't be happier with the service! From the moment I opened my account, the entire process was seamless and incredibly user-friendly. The app itself is intuitive, making it easy to track my spending, set up budgeting goals, and manage my finances in real-time. One of the standout features for me has been the instant notifications. Whether it's a transaction or an account update, I get notified immediately, which gives me full control and transparency over my finances. Additionally, I love how Monzo’s app offers helpful insights into my spending habits, helping me stay on top of my financial goals. The customer service is also top-notch. I’ve contacted them a few times for minor queries, and they’ve always been prompt, friendly, and incredibly helpful. The fact that they are available 24/7 via the app is a huge plus! Monzo’s no-fee foreign transactions are another highlight. As someone who travels frequently, it’s a relief to know I won’t be hit with hidden fees when spending abroad. Plus, the ability to instantly freeze and unfreeze my card gives me added peace of mind. Overall, Monzo has completely changed the way I manage my money. It's simple, efficient, and offers so many great features that make banking a breeze. I highly recommend Monzo to anyone looking for a modern, hassle-free banking experience! Reviewed on: 19th March 2025

The Only Bank That Saves My Money and My Sense of Humor

I've been using Monzo for a year now, and honestly, I don’t know how I survived without it. From saving pots that make me feel like a financial genius (even if it’s just £5 for a Friday coffee) to transferring money abroad without feeling like I’ve been robbed, Monzo has been an all-rounder. But let’s not forget Monzo’s true masterpiece, your LinkedIn presence. In a world of corporate jargon and "thought leadership," they actually make banking funny. Rare. Unheard of, almost as rare as me remembering my card PIN after using Apple Pay for six months straight :p. All in all, Monzo has been a game changer, and unless you start charging me for breathing, I’m here for the long run. Reviewed on: 19th March 2025

Easiest way to manage money

It’s literally so easy to have your savings in Monzo and move them around. They make money management a piece of cake. Reviewed on: 19th March 2025

Very easy UX, solid features, great customer service

Very easy UX, solid features, great customer service Reviewed on: 19th March 2025

I absolutely Love Monzo, I was recommend Monzo by my...

I absolutely Love Monzo, I was recommend Monzo by my partner and now my whole family use it! So great to use and currently doing the savings challenge! Reviewed on: 19th March 2025

Good Experience

Good Experience, I love Monzo!!! Reviewed on: 19th March 2025

Excellent saving rates

Very good rates on saving accounts and immediate funds available when the new months starts. Reviewed on: 18th March 2025

Good banking experience, easy to handle

Good banking experience, easy to handle Reviewed on: 18th March 2025

Amazing customer service

Monzo customer service is so seamless and quick. And the app is very user friendly. Reviewed on: 18th March 2025

Cash ISA with Monzo

Have a Cash ISA with Monzo. Fairly good AER and great mobile app. Reviewed on: 18th March 2025

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