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Monzo: Savings reviews

Name: Savings
Rating: 4.83 (267 reviews)

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4.83

Based on 267 reviews, last reviewed 25th Apr 2026

12% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

3 star

2 star

Latest highest rating:

5

Monzo Cash ISA Savings My experience with Monzo’s Cash ISA has been really positive overall. It was quick to set up through the app, and I like how everything is in one plac... Read more Reviewed on: 25th April 2026

Latest lowest rating:

1

am deeply disappointed and shocked by Monzo’s beha... I am deeply disappointed and shocked by Monzo’s behaviour. Not only did they close my account without warning, they also shut down my husband’s accoun... Read more Reviewed on: 11th March 2026

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About this product

Monzo have a range of savings accounts that can be opened and managed online.

Monzo savings accounts include instant access, cash ISA and fixed rates. Instant access accounts can be opened with just £10. Spare change can be added to Savings Pots automatically and you can schedule monthly savings deposits.

Monzo savings reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Savings reviews (267)

The Only Bank That Saves My Money and My Sense of Humor

I've been using Monzo for a year now, and honestly, I don’t know how I survived without it. From saving pots that make me feel like a financial genius (even if it’s just £5 for a Friday coffee) to transferring money abroad without feeling like I’ve been robbed, Monzo has been an all-rounder. But let’s not forget Monzo’s true masterpiece, your LinkedIn presence. In a world of corporate jargon and "thought leadership," they actually make banking funny. Rare. Unheard of, almost as rare as me remembering my card PIN after using Apple Pay for six months straight :p. All in all, Monzo has been a game changer, and unless you start charging me for breathing, I’m here for the long run. Reviewed on: 19th March 2025

Easiest way to manage money

It’s literally so easy to have your savings in Monzo and move them around. They make money management a piece of cake. Reviewed on: 19th March 2025

Very easy UX, solid features, great customer service

Very easy UX, solid features, great customer service Reviewed on: 19th March 2025

I absolutely Love Monzo, I was recommend Monzo by my...

I absolutely Love Monzo, I was recommend Monzo by my partner and now my whole family use it! So great to use and currently doing the savings challenge! Reviewed on: 19th March 2025

Good Experience

Good Experience, I love Monzo!!! Reviewed on: 19th March 2025

Excellent saving rates

Very good rates on saving accounts and immediate funds available when the new months starts. Reviewed on: 18th March 2025

Good banking experience, easy to handle

Good banking experience, easy to handle Reviewed on: 18th March 2025

Amazing customer service

Monzo customer service is so seamless and quick. And the app is very user friendly. Reviewed on: 18th March 2025

Cash ISA with Monzo

Have a Cash ISA with Monzo. Fairly good AER and great mobile app. Reviewed on: 18th March 2025

Monzo has provided me an excellent savings service

Monzo has provided me a savings service that allows me to easily track my money across a range of different savings pots. This has helped me create individual savings goals that I can customise for a variety of different personal needs. Reviewed on: 18th March 2025

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