Write a review

Go to business site

Monzo: Savings reviews

Name: Savings
Rating: 4.83 (267 reviews)

View other Monzo products

4.83

Based on 267 reviews, last reviewed 25th Apr 2026

12% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

3 star

2 star

Latest highest rating:

5

Monzo Cash ISA Savings My experience with Monzo’s Cash ISA has been really positive overall. It was quick to set up through the app, and I like how everything is in one plac... Read more Reviewed on: 25th April 2026

Latest lowest rating:

1

am deeply disappointed and shocked by Monzo’s beha... I am deeply disappointed and shocked by Monzo’s behaviour. Not only did they close my account without warning, they also shut down my husband’s accoun... Read more Reviewed on: 11th March 2026

Read all reviews Write a review

About this product

Monzo have a range of savings accounts that can be opened and managed online.

Monzo savings accounts include instant access, cash ISA and fixed rates. Instant access accounts can be opened with just £10. Spare change can be added to Savings Pots automatically and you can schedule monthly savings deposits.

Monzo savings reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Savings reviews (267)

Been having the best experience for saving money wit...

Been having the best experience for saving money with Monzo. Especially loving their initiative on 1p challenge, I wouldn’t have realised I could have a £600ish saving next year just by allocating a tiny fraction of money every day! They also have competitive interest rate in general, nice UI design that is easy to read for all my pots and savings, including ISA allowance! Reviewed on: 18th March 2025

Steps ahead of any other bank account

Anytime I've needed to contact Monzo they have been very helpful and their mobile banking app is steps ahead of any other bank account I've had. Not to mention they are hilarious on Linkedin. Reviewed on: 18th March 2025

Great all round

Great service. Great interest rates. Great sense of humour. Reviewed on: 18th March 2025

Feels like they're on my side.

The app is great, the service offerings are great and the bank just feels like they're on your side. Reviewed on: 18th March 2025

Great app, great company

Easy to use and navigate, works well, and the perks are a bonus! I’ve really enjoyed having an account (both current and savings) and feeling like I have a really clear picture of my money and am able to have clear oversight of what goes in and out. Reviewed on: 18th March 2025

Great for your finance all in one place

I love their accounts specifically the savings section as I get interest every month rather than waiting a year. I have recently started a stocks and shares ISA which is performing well and have looked at their upcoming pensions section coming soon which I cannot wait to utilise. Even better their new account for under 16's which I will use when my son requires his own autonomy. Reviewed on: 18th March 2025

Best Savings Around

I switched savings account from my standard bank to Monzo and I don’t think I could ever go back! The interest rate is one of the best among its competitors, as well as the saving challenges motivate me to do better with my money! I also appreciate the pots in which I can set different challenges- I have one to save £1 everytime I finish a book! Reviewed on: 18th March 2025

Great journey

It has been great customer journey and very supportive interface. Reviewed on: 18th March 2025

Best Banking Experience in UK

One of the best banking apps in UK, Monzo has revolutionized banking globally. Reviewed on: 18th March 2025

Really good, i moved banks but came back to monzo

Really good, i moved banks but came back to monzo Reviewed on: 18th March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Thamesbank Credit Union 4.45 from 17 reviews
Private Clients Savings
from Investec 4.15 from 6 reviews
Vanquis Savings
from Vanquis 4.10 from 4 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3174 reviews
Under 16s account
from Monzo 4.89 from 944 reviews
Investments
from Monzo 4.86 from 1131 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub