Smart Money People Logo
Go to business site
Share this page
Link copied

My Community Bank : Personal loan reviews

View other My Community Bank products
4.90
Based on 3,219 reviews, last reviewed 27th Dec 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Super quick and easy to navigate, borrowing money ca... Super quick and easy to navigate, borrowing money can be scary this has always felt like a safe space. Reviewed on: 27th December 2025
Katherine 's avatar
Katherine

Latest lowest rating:

1

very helpful and friendly , had no problem whatsoever very helpful and friendly , had no problem whatsoever Reviewed on: 25th March 2025
alan b's avatar
alan b
Read all reviews See your review

About this product

My Community Bank offer personal loans from £1,500 to £25,000.

Loans can be repaid over a term of 12 to 60 months. You can apply for a My Community Bank personal loan online and there are no arrangement fees to pay.

My Community Bank personal loan reviews help you find out what it’s really like to be a customer. If you’ve used My Community Bank before, you can also leave a review and share your experience.

My Community Bank Personal loan reviews (3219)

Review of the My Community Bank, Personal loan:

Good communication

5
All correspondence is easy to understand and frequent Reviewed on: 17th March 2023
Keith's avatar
Keith

Good communication

4
I get clear emails every month ahead of time for expected payments. I’m also well informed on company updates which makes me feel like a valued customer. Reviewed on: 16th March 2023
Sandra's avatar
Sandra

My personal loan

5
I had a great experience with my community bank I had absolutely no problems whatsoever the money was paid into my bank exactly when they said and I will yoise them again in the future if I need another personal loan Reviewed on: 16th March 2023
Mark 's avatar
Mark

Fast, easy and efficient

5
Very easy process was surprised how quick it was money was in my account the same day Reviewed on: 16th March 2023
yusrakhan172@outlook.com's avatar
[email protected]

5 star rating and service

5
Very well serviced and easy to apply. Was approved within couple of minutes and funds were received in the next couple of hours. Very professional and reliable Reviewed on: 16th March 2023
Sudhanwa Deshmukh's avatar
Sudhanwa Deshmukh

Easy to use clear and straightforward

5
Clear and easy to use process. Money was available easily. Also only lent a realistic amount so that payments were affordable. Lots of different payment lengths available and also the ability to make extra payments without any penalties Reviewed on: 16th March 2023
h's avatar
h

Fantastic

5
Very quick very easy no messing around Reviewed on: 16th March 2023
Rachel's avatar
Rachel

Excellent quick service

5
There when I needed it , quick straight forward service Reviewed on: 16th March 2023
Abigail kennedy's avatar
Abigail kennedy

A bridge in times of financial worry

4
I was able to apply for this loan during a very difficult financial period and looked at the interest rates compared to other lenders were competitive, I obtained a favourable decision the same day and I’m happy with my repayments and the amount I pay every month is so reasonable it does not put a strain on my monthly budget, inspite of how hard things are financially for a lot of people presently. Reviewed on: 16th March 2023
Lorrine's avatar
Lorrine

So easy!

5
I was pre-approved for a loan with My Community Bank and had the money in my account the same day. Interest rates are low, direct debit easy to set up and no fees if I decide to pay it off early Reviewed on: 16th March 2023
rebecca's avatar
rebecca

Life saver

5
Quick, easy and very helpful. Fast payment! Helped when I needed it. Reviewed on: 16th March 2023
JLA88's avatar
JLA88

Do you have a different My Community Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from My Community Bank ?

    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill