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My Community Bank : Personal loan reviews

Name: Personal loan
Rating: 4.9 (3219 reviews)

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4.90

Based on 3,219 reviews, last reviewed 27th Dec 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Super quick and easy to navigate, borrowing money ca... Super quick and easy to navigate, borrowing money can be scary this has always felt like a safe space. Reviewed on: 27th December 2025

Latest lowest rating:

1

very helpful and friendly , had no problem whatsoever very helpful and friendly , had no problem whatsoever Reviewed on: 25th March 2025

Read all reviews See your review

About this product

My Community Bank offer personal loans from £1,500 to £25,000.

Loans can be repaid over a term of 12 to 60 months. You can apply for a My Community Bank personal loan online and there are no arrangement fees to pay.

My Community Bank personal loan reviews help you find out what it’s really like to be a customer. If you’ve used My Community Bank before, you can also leave a review and share your experience.

My Community Bank Personal loan reviews (3219)

Review of the My Community Bank, Personal loan:

Great

Efficient and easy what more can I say Reviewed on: 20th July 2022

Amazing

I searched around for a while for a good deal on a personal loan, all companies as per were giving you one total and sum, once you applied it all went south, they were wanting ridiculous amounts upon return and outrageous amounts per month. I am in the second highest band for credit ratings also. I thought it was crazy and ridiculous and no hope to be able to get a loan I wanted with the right payment amount. Until that is I came across my community bank who gave me one amount which was very reasonable. I could not pass this offer as it was the best I was going to get. I applied and hey ho the amount did not rise after checks were complete. I was over the moon with this as all other companies were just being greedy. I was able to do what I wanted to do with a loan I wanted with the payment amounts I wanted each month. If your thinking of a loan I would definitely choose my community bank 100%. Reviewed on: 20th July 2022

Great service!

Fast and easy application, never had any issues. Always informed and reliable service! Reviewed on: 20th July 2022

Fast and easy

It was easy to apply for a loan and the money was in my account shortly after approval. Reviewed on: 20th July 2022

Brilliant customer service, quick decision, articulate

Articulate and well presented options. Reviewed on: 20th July 2022

Honest review

Having got into a difficult position due to ex messing me around financially, i needed a short term lifeline, i applied for a loan confident that it was honest supporting the customer rather than ending up with a loan shark and loads of unreasonable interest charges. I was treated fairly and funds forwarded, all planned payback going well, definitely recommend. Clear customer codes easy to follow and track loan payback. Reviewed on: 20th July 2022

Easy to use

Used my community finance to consolidate some dept. It was very easy to apply and had the funds in a matter of hours. Reviewed on: 20th July 2022

Very quick and efficient

Very quick easy process. Online platform very easy to use and upload things. Highly recommend Reviewed on: 20th July 2022

Friendly and helpful customer service

Very helpful customer service, always friendly when I called. Quick response emails with email enquiries too. Would definitely recommend Reviewed on: 20th July 2022

The people friendly loan service

It was so easy to sort out a loan with My Community Bank. I applied online, was accepted immediately and money was in my account, I would recommend this service to anyone. Reviewed on: 20th July 2022

Affordable rates & Quick respond

It took minutes to complete the process. Every step was clear and easy to follow. I’ve been offered a great rate. Fantastic service. Reviewed on: 20th July 2022

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