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Nationwide: FlexDirect reviews

4.73
Based on 375 reviews, last reviewed 13th Jun 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
71%
See only 4 star reviews
19%
See only 3 star reviews
3%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

5

Excellent Great service range of products and I always feel valued as a customer, just received £100 for having the account and this happens often, recommend us... Read more Reviewed on: 13th June 2026
Joe's avatar
Joe

Latest lowest rating:

1

Nationwide have no concern for members banking exper... Nationwide have no concern for members banking experience. The IT systems used are woeful both from a user POV and back end. I am worried that the who... Read more Reviewed on: 26th June 2024
Mark M's avatar
Mark M

About this product

The Nationwide FlexDirect current account pays interest on your money and you can earn cashback on debit card purchases for the first 12 months.

If you’re eligible for an overdraft, the first £50 is interest free. The FlexDirect account has to be managed online or over the phone, not at the branch.

Nationwide FlexDirect current account reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience..

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Nationwide FlexDirect reviews (375)

Fabulous Service

5
AS I work full time I can only get to the branch on a Saturday. Staff always welcoming. Sorted my savings out and I'll be with them for a mortgage too Reviewed on: 26th March 2015

Simple, fair, easy - Nationwide really does seem on your side!

5
I transferred to Nationwide from an 'international' bank, which didn't cater to my needs abroad & enjoyed sneakily charging me for anything they could get away with. Nationwide, in contrast, has integrity. It seems fairer and I find easier to keep on top of my finances since I switched. The staff are very down to earth (both in branch & at the call centre) and helpful. A genuine recommendation for anyone who has become bemused with banking. Reviewed on: 29th January 2015

Nice free current account

5
This is a great free current account. Many are now asking for a fee, but this is a great free alternative. Reviewed on: 21st November 2014

Happy

4
I have been happy with my flex direct account. I like the app and the interest rate available. Reviewed on: 14th October 2014

Excellent

5
I recently switched my bank account to a Nationwide flex direct. I took advantage of their account switching service to move all of my direct debits and salary to my new account with them. The communication with them was great and everything happened smoothly and in a timely manner. Couldn't be happier with them, especially as they have now introduced a contact less payment card, Reviewed on: 7th October 2014

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