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Nationwide: Cash ISA reviews

Name: Cash ISA
Rating: 4.66 (64 reviews)

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4.73

Based on 64 reviews, last reviewed 23rd Jan 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

74%

20%

Latest highest rating:

5

BEST SWITCH I EVER MADE Switched to this bank about two years ago.Had some great offers and taken advantage of their high interest rates on cash isa's.prevoiusly with the Hal... Read more Reviewed on: 23rd January 2026

Latest lowest rating:

1

Martin Lewis wouldn't be impressed!! Opened a new 1 year fixed rate ISA yesterday at 5.1 %, which seems good compared to recent returns. However, I asked what happens at the end of the y... Read more Reviewed on: 14th July 2023

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About this product

The Nationwide Fixed Rate Cash ISA can be opened with as little as £1.

You can open a Nationwide Cash ISA by using the banking app or internet bank (if you’re registered) or you can visit a local branch. Withdrawing money before the term ends closes the account and you’ll pay an early access charge.

Nationwide Fixed Rate Cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide Cash ISA reviews (64)

Review of the Nationwide, Cash ISA:

Martin Lewis wouldn't be impressed!!

Opened a new 1 year fixed rate ISA yesterday at 5.1 %, which seems good compared to recent returns. However, I asked what happens at the end of the year if I don't contact them (I am old and could find myself in hospital then etc.etc.) The answer is that the money goes into a holding "Maturity Account". After further enquiry, I establish that the maturity account would pay 1.4% interest "as instant access". Martin Lewis, in his weekly MSE newsletter says that we shouldn't be accepting less than 4% on instant access accounts. I like the local Nationwide very much, but, come on Nationwide, is this fair and good practice??? And how much investors money are you holding at this derisory rate? Reviewed on: 14th July 2023

Easy to understand, apply and process

Easy to understand pricing structure. Easy to fund the account with money (from within the bank or another bank) and easy to see within online banking after a day or two. Overall, very happy with the application process, the clarity of the website and the speed at which it shows in online banking Reviewed on: 21st February 2024

Great experience and interest rates. Perfect ISA!

Nationwide's ISAs are easy to setup, usually within minutes from their banking app. They provide a great interest rate. They are easy to setup single or regular payments, so great for saving. Easy when needed to take out cash. A counter shows how many withdrawls are left for maintaining the interest rate. The product makes ISAs easy to use. Reviewed on: 7th February 2024

Save, save Save.

Save and forget it. They gave other products to encourage saving. Reviewed on: 31st January 2024

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xxxxxx bbbbnnnn mmmmmm mmmmmmmmm length of review Reviewed on: 26th January 2024

Extremely competitive

Easy to open & create online & very straightforward to do banking in your own time Reviewed on: 16th September 2023

Great, great, great!

I opened ancurrent account about three or four years ago, and I also got my husband to open an account. We also have their Building Insurance too. Reviewed on: 20th July 2023

Savings

Everything is online which is no help to the disabled who are not computer savvy. Still need in branch services and accounts. Reviewed on: 21st April 2023

Best ISA rate

I have banked with Nationwide for a few years now and would happily recommend them for their great app, good saving rates- particularly the current ISA. Reviewed on: 16th March 2023

Best branch service

The branch people at Nationwide are just so warm and friendly, attentive, eager to please, knowledgeable and helpful, resolve issues and problems with minimal fuss. The ISA is part of a wide range of products to suit every need. Reviewed on: 16th March 2023

Helpful Banking

Having a low interest rate on ISAs for so long, Nationwide were quick to contact me when the new higher rates were available. Now I have a good rate of interest on my fixed rate ISA for the next 2 years as I wanted. Reviewed on: 9th March 2023

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