Smart Money People Logo

NatWest: Cashback Plus Credit Card reviews

4.41
Based on 63 reviews, last reviewed 25th Jan 2026
300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
11%
See only 3 star reviews
10%
See only 2 star reviews
3%
See only 1 star reviews
6%

Latest highest rating:

5

Their services are Accurate, Reliable and flexibility. Their services are Accurate, Reliable and flexibility. Reviewed on: 25th January 2026
Isaac Addo 's avatar
Isaac Addo

Latest lowest rating:

1

Worst bank Worst bank I have ever been with, countless problems over the years, happy to leave. Reviewed on: 22nd February 2023
Chris's avatar
Chris

About this product

NatWest Cashback Plus Credit Card reviews can help you to find out about the pros and cons of the Cashback Plus Credit Card credit card. What kind of features do NatWest customers like? Find out more about the NatWest Cashback Plus Credit Card by reading our trusted Smart Money People reviews. You can also write your own NatWest Cashback Plus Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

NatWest Cashback Plus Credit Card reviews (63)

Review of the NatWest, Cashback Plus Credit Card:

good card with benefits

5
great friendly, efficient and professional service, they even refunded me back interest charged when i forgot to hit the send button when making my monthly payment! Reviewed on: 24th May 2024

Natwest blocked my account without prior notice and can't get my money out

1
Natwest has closed my account without any notice and I'm unable to access my money. Just by text saying they cannot discuss it by phone nor in the branch and that I will receive a letter with the next steps, also saying the letter might take longer to receive. Seeing other reviews and news articles I see it can take up to 60 days to be refunded after you fill in a form. Luckily I didn't have all my savings there I transfered some money from my salary account monthly, but can't believe they could do such a thing and leave people without their money and no explanation. My partner is also from Natwest and has removed all his money and will be closing his account. Reviewed on: 9th July 2020

Misold me credit card

1
I appleyed for a loan for £1000 but culd not have it so they gave me credit card For £2000. Carer lady looked at it and said I shuld not have bin giving it. Now in DRO threw stepchange to sort it. Reviewed on: 5th July 2020

No overseas call centres

5
Always contact me if money is moved, they check Reviewed on: 3rd January 2020

Loads of cashback

5
Natwest's reward account has given me lots of cashback on my bills and shopping, which have really helped with budgeting. I highly recommend it! Reviewed on: 8th June 2019

Credit Card Mobile Banking is awesome

5
Credit Card Mobile Banking made easy to view the balance and transaction real time. Its having various option to control the card status. Reviewed on: 1st February 2019

Perfect

5
Brilliant way of earning money on purchases Reviewed on: 13th January 2019

Polecam

5
Polecam ze względu na dobra bankowość i obsługę Reviewed on: 22nd November 2018

expensive agreed overdraft charges.

3
The negative with this account is the expensive overdraft charges. They are one of the highest that's for sure. Positive is the online banking app is great, very easy to use and seldom has errors. Reviewed on: 4th July 2017

Easy cashback

5
The card gives me cashback on lots of things I buy and in the past six months this has earned me around £100 not bad for spending my own money Reviewed on: 7th March 2017

No problems

4
Always found this to be efficient and clear, never had a problem with the card and have held for a few years. Contact with them is efficient and easy all in all a greatcompany Reviewed on: 24th December 2016

Do you have a different NatWest product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from NatWest?

  • Life Insurance

    from NatWest 5.00 from 3 reviews
    NatWest
  • Tracker Rate Mortgage

    from NatWest 5.00 from 5 reviews
    NatWest
  • Rooster card

    from NatWest 4.93 from 14642 reviews
    NatWest
    View all products