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NatWest: Fixed Rate Mortgage reviews

4.13
Based on 196 reviews, last reviewed 17th Jun 2025
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Latest highest rating:

5

Everything is explained in details, very clearly , e... Everything is explained in details, very clearly , excellent communication and professional service with support when you need it Reviewed on: 17th June 2025
Nicci Slater's avatar
Nicci Slater

Latest lowest rating:

1

Online mortgage has been inaccessible for 2.5 years! Reference number: 84261762 I have not been able to access my online mortgage for 2.5 years because of their faulty IT platforms/systems. And of course... Read more Reviewed on: 21st October 2024
CMBS's avatar
CMBS

About this product

NatWest is a financial services provider offering a range of products and services. Its fixed rate mortgage will offer a set interest rate over a specific amount of time, usually between two to five years, but sometimes ten. It’s important to be confident that you understand the terms, conditions and interest rates of a mortgage. Always ask the lender or an independent advisor if you need help understanding your options.

If a fixed rate mortgage seems right for your circumstances, find out how satisfied homeowners are with NatWest’s product. Our NatWest fixed rate mortgage reviews are written by genuine borrowers with real experience of the lender and product. Gain valuable insight to make an informed decision when taking out your mortgage.

Learn why customers chose the fixed rate mortgage and how satisfied they’ve been throughout the term. Read about the application process and how supportive NatWest was throughout. Find out more about NatWest’s customer service and how well the provider solves its borrowers’ issues. All of this and more can be found in our NatWest fixed rate mortgage reviews.

If you’ve ever taken out a NatWest fixed rate mortgage, write a review on Smart Money People today. Why did you choose the lender and product and are you happy you did? What are the main pros and cons you’ve experienced with the fixed rate mortgage? Don’t forget to include whether you would recommend the lender and product to your family and friends. Share any experience you have with the customer service team. Whether good or bad, write a NatWest fixed rate mortgage review today. Together, we can help people like you make better financial decisions.

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NatWest Fixed Rate Mortgage reviews (26)

NatWest flexible and good value for money mortgages

4
NatWest has been providing my mortgage for about 6 years, including three renwals of 2-year mortgage products. They offer very good rates, with no fees (through L&C), high flexibility including up to 20% of the outstnding amount repayment. Also, they were flexibleenoughto reduce the mortgage term at no extra cost. Reviewed on: 25th March 2025

Good experience, easy and pleasant.

4
Good experience, easy and pleasant. Reviewed on: 29th May 2024

three year fixed rate mortgage.

4
We had a three year fixed rate mortgage. Everything was smooth, bar a few minor hiccups. Reviewed on: 24th May 2024

A reasonable bank

4
I would use NatWest again. After being denied a mortgage by Nationwide twice NatWest have been more reasonable as they take my self employed income. Thank you very much Reviewed on: 10th April 2023

Easy to Manage

4
Not the cheapest but made the process of remortgaging to a new competitive rate seamless Reviewed on: 26th February 2023

Great experience

4
The whole mortgage process was easy to navigate. We had great customer service experience Reviewed on: 25th February 2023

Mortgage rate

4
Gave us warning early in advance to renew our fixed mortgage. With a great deal. Reviewed on: 18th February 2023

Buy to let

4
Getting a buy to let mortgage online was simple and I got a great rate Reviewed on: 18th February 2023

Excellent service

4
I have found Natwest to be reliable and trustworthy. When they say they will look into something and get back to me they actually do it. With customer service from some many other company being terrible it was really nice to see Natwest appreciate me as a customer. Reviewed on: 7th February 2022

Good for first time buyers

4
Made the process easy through our broker, very handy for first time buyers Reviewed on: 12th January 2022

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