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NatWest: Reward Account reviews

4.64
Based on 989 reviews, last reviewed 20th Apr 2026
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Latest highest rating:

5

Really love my reward current account I think its fa... Really love my reward current account I think its fantastic and its been the perfect account needed for my everyday money needs. Reviewed on: 20th April 2026
Emma B's avatar
Emma B

Latest lowest rating:

1

I recently experienced raising a dispute through Nat... I recently experienced raising a dispute through NatWest, and I have to say, the process has been incredibly complicated and frustrating. The process ... Read more Reviewed on: 18th November 2025
Madalina M's avatar
Madalina M

About this product

The NatWest Reward Account allows you to earn rewards from direct debits and spending at NatWest’s partner retailers.

Rewards can be exchanged for eGift cards or cashback, or you can choose to donate them to charity. This current account has a low monthly fee and gives account holders access to NatWest’s mobile banking app.

NatWest Reward Account reviews help you find out what it’s really like to be a customer. If you’ve used NatWest before, you can also leave a review and share your experience.

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NatWest Reward Account reviews (989)

Rewards

5
It's really great to earn money from your existing direct debits Reviewed on: 10th January 2018

Excellent service

5
Have been really pleased with NatWest over the last 6 years since opening our account with them - helpful staff in branch, clear and concise information online and a great banking app! Reviewed on: 3rd January 2018

Great for Bills

5
This account has saved me a lot of money on my bills through easily acessable cashback. Reviewed on: 3rd January 2018

Great for Bills

5
This account has saved me a lot of money on my bills through easily acrssable cashback. Reviewed on: 3rd January 2018

Very helpful

5
Customer service revive at NatWest is excellent. The online banking tool is easy to use , Reviewed on: 30th November 2017

Inexpensive account with good features

5
Having had packaged bank accounts for many years I now have the basic Rewards account which only costs £2 per month and pays me cashback on most of my direct debits, resulting in being able to earn more money than the account actually costs. Reviewed on: 14th November 2017

Great value

5
I pay only £2 a month for this reward bank account and I'm really happy.I pay all my bills via direct debit,so I get money back every month.It's very easy to use and I would recommend it to anyone.It's not expensive and you can get more money back than you pay every month for the bank account.It's really good when everything is so expensive these days. Reviewed on: 13th November 2017

Money for nothing

4
Until recently I wasn't aware of the NatWest Rewards scheme. Speaking with an advisor we arranged to switch my current account to Rewards and also arrange a cash back credit card (no charge for Reward customers). They lost 1 star for dropping the rate from 3% to 2%. Reviewed on: 8th November 2017

No issues

4
No issues, I find the rewards good for cinema tickets. Reviewed on: 8th November 2017

Good account offering cashback and rewards

3
Would be better if in line with other banks, interest was offered at great rates. Don't find partner offers very useful. Reviewed on: 6th November 2017

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