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NewDay: Aqua credit cards reviews

4.89
Based on 3,309 reviews, last reviewed 20th Apr 2026
14000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always on had to help when needed. Always on had to help when needed. Clear communication, and easy to use app Reviewed on: 20th April 2026
Kemi's avatar
Kemi

Latest lowest rating:

2

High interest rates and punitive charges damaging I don’t believe adding additional fees to the customer that is already paying extortionately high interest rates helps the customer in any way. They d... Read more Reviewed on: 24th March 2026
Kim's avatar
Kim

About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

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NewDay Aqua credit cards reviews (3309)

I love the fact that newday gave me the chance of ha...

5
I love the fact that newday gave me the chance of having a credit card when others wouldn't. I started with a £450 credit limit and now I'm cruising with a £3700 credit limit and an ever increasing credit score. Reviewed on: 9th May 2024

Good company but APR is too high for first time users

3
As my first credit card, I had hope for 0% APR like all my friends got when they had their first credit card but I didn’t get offered it and the first instance was 30% APR. This was not a good start and I just feel let down. Reviewed on: 9th May 2024

It has been a stress free financial opportunity.

5
It has been a stress free financial opportunity. The customer service has been helpful. Reviewed on: 9th May 2024

Always easy to use not high repayments.

5
Always easy to use not high repayments. easy to contact if needed. Credit limit. Increases easy Reviewed on: 9th May 2024

Very good, great increase in limit

5
Very good, great increase in limit Reviewed on: 9th May 2024

The app with notifications is very useful how ever I...

4
The app with notifications is very useful how ever I would prefer if the intrest was lower Reviewed on: 9th May 2024

Always very happy with the service provided.

5
Always very happy with the service provided. Reviewed on: 9th May 2024

Good for a credit boosting card but expensive intere...

4
Good for a credit boosting card but expensive interest for realistic credit card Reviewed on: 9th May 2024

Helping through hard time and easy to talk to with...

5
Helping through hard times and easy to talk to with apps and payments easy Reviewed on: 9th May 2024

New day help me control my finances better

5
New day help me control my finances better Reviewed on: 9th May 2024

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