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NewDay: Aqua credit cards reviews

4.88
Based on 2,845 reviews, last reviewed 14th Jul 2025
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
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1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Best ever credit card in the uk- Best ever credit card in the uk- Reviewed on: 14th July 2025
Nilakantha Kuila's avatar
Nilakantha Kuila

Latest lowest rating:

1

Untrustworthy company The adverts paint the cards as good for those with a poor credit rating but they put me onto a pay down scheme and then they sold my account to a debt... Read more Reviewed on: 29th May 2025
Trevor D's avatar
Trevor D

About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

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NewDay Aqua credit cards reviews (2845)

Mr mc

1
I no 6 prople that have the aqua credit card 4 off them people pay there balances off in full and have that there credit limit lowered an the other 2 people that have the aqua credit card do not pay the balance off in full and there limit has not lowered seems to me the reason being it is the people paying there ballance off in full awua arnt able to make eney money on them i would advise against this credit card Reviewed on: 11th May 2023

Best value in market

5
It's few free for foreign transactions plus 0.5% cashback. Reviewed on: 11th May 2023

Excellent!

5
Excellent customer service, very easy to deal with, app is 5 star too! Reviewed on: 11th May 2023

Fantastic

5
The App is super easy to navigate with great extras so you can keep an eye on your credit score. Would highly recommend. Reviewed on: 11th May 2023

Your back is coverered

5
Having newly arrived in UK, when my bank (Name withheld) could not give me a credit card, NewDay came to my rescue. That helped me build my credit score and as at today I am not interested in having my banks credit card because they could not trust me. I was hired to come work in UK as a Lecturer in the University. I am Chartered in Banking and I hold a Fellowship status. I teach on banking & finance. However even the sector I come from with loads of experience could not bet on me but for NewDay. Today I have an excellent credit ratings and |I do not need any banks credit card again. Thumbs up to NewDay. Reviewed on: 11th May 2023

Easy to use

5
Boost my credit score.Very professional and fast service Reviewed on: 11th May 2023

Easy fast convenient card

5
Used aqua for some time now, and I've had no problem. Whatsoever great customer service very comprehensive easy to deal with and knowledgeable, Reviewed on: 11th May 2023

Aqua Credit Card: A Game-Changer in the Credit Industry

5
I have been using the Aqua Credit Card for quite some time now, and I must say it has been a game-changer in the credit industry. From their exceptional customer service to the numerous benefits and features, Aqua has truly exceeded my expectations. First and foremost, the customer experience provided by Aqua is simply amazing. The staff is incredibly friendly, knowledgeable, and always willing to go the extra mile to assist me with any queries or concerns. Whether I reached out to them via phone, email, or their online portal, I received prompt and helpful responses every time. Their dedication to customer satisfaction is truly commendable. The Aqua Credit Card also stands out with its outstanding rewards program. Not only do I earn cashback on my purchases, but I also appreciate the additional perks such as travel insurance and purchase protection. These benefits have come in handy on multiple occasions and have added great value to my overall experience. Furthermore, Aqua has been diligent in ensuring that managing my credit is a seamless process. The online account management system is intuitive and user-friendly, allowing me to track my expenses, make payments, and stay on top of my finances effortlessly. They also provide regular updates on my credit score, which has been instrumental in monitoring and improving my financial health. Another aspect that deserves praise is Aqua's commitment to responsible lending. They have provided me with a suitable credit limit and have actively supported me in building a positive credit history. Their transparency and willingness to educate customers about responsible credit usage are refreshing and truly sets them apart. In conclusion, I wholeheartedly recommend the Aqua Credit Card to my friends and family. With their exceptional customer service, attractive rewards program, and commitment to responsible lending, Aqua has earned my trust and loyalty. If you're looking for a credit card that not only meets your financial needs but also provides an outstanding customer experience, look no further than Aqua. Reviewed on: 11th May 2023

It has been great

5
I am so happy with them and wouldn’t change them Reviewed on: 11th May 2023

Could not recommend Newday and Aqua enough

5
Aqua have been great for someone who wanted to build a credit score. My credit limit increased slowly but surely and at a rate that is sustainable for me. Any issues with the app or my card I called their customer services who dealt with my problem there and then. Provided great financial support and the app is easy to use. Couldn’t recommend enough! Reviewed on: 11th May 2023

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