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NewDay: Aqua credit cards reviews

Name: Aqua credit cards
Rating: 4.89 (3309 reviews)

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4.89

Based on 3,309 reviews, last reviewed 20th Apr 2026

14000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Always on had to help when needed. Always on had to help when needed. Clear communication, and easy to use app Reviewed on: 20th April 2026

Latest lowest rating:

2

High interest rates and punitive charges damaging I don’t believe adding additional fees to the customer that is already paying extortionately high interest rates helps the customer in any way. They d... Read more Reviewed on: 24th March 2026

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About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

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NewDay Aqua credit cards reviews (3309)

Excellent

It's been brilliant all the way. I built my credit,made my payments and witnessed my limit increase considerably Reviewed on: 9th May 2024

Aqua has been the best for me so far

Aqua has always come through for me whenever I require backup funds. Easy to access, great customer service and overall cost effective. Reviewed on: 9th May 2024

Great offer when needed

Great offer when needed the funds Reviewed on: 9th May 2024

It is good but not friendly.

It is good but not friendly. Speciality the cooling period is very small. Reviewed on: 9th May 2024

User friendly Easy app to use very straightforward c...

User friendly Easy app to use very straightforward credit build facility Reviewed on: 9th May 2024

Awesome help

Aqua offered me the hand of help in hard times. Thanks Reviewed on: 9th May 2024

no opinion

No comments no opinion no comments no opinion Reviewed on: 9th May 2024

Easy overall

Easy to understand and good limit offered Reviewed on: 9th May 2024

It’s easy to transfer balance and everyday spending

It’s easy to transfer balance and everyday spending Reviewed on: 9th May 2024

Fair lender - great experience

I had poor credit when I first opened an AQUA card. They could see how I was managing my account and offered automatic increases which really helped with paying for car lease deposits when travelling abroad. Their communication is brilliant and paying the card off is really easy. The app navigation is easy and fluid and much better than other providers I've had experience using. More than happy with my AQUA card and I feel they're a fair lender that takes account usage and history into account, not just the credit rating. Reviewed on: 9th May 2024

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