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NewDay: Aqua credit cards reviews

4.89
Based on 3,309 reviews, last reviewed 20th Apr 2026
14000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always on had to help when needed. Always on had to help when needed. Clear communication, and easy to use app Reviewed on: 20th April 2026
Kemi's avatar
Kemi

Latest lowest rating:

2

High interest rates and punitive charges damaging I don’t believe adding additional fees to the customer that is already paying extortionately high interest rates helps the customer in any way. They d... Read more Reviewed on: 24th March 2026
Kim's avatar
Kim

About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

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NewDay Aqua credit cards reviews (3309)

Reliable and easy to track

5
Aqua credit card is very easy and reliable, its very easy to track your spending, statements and payments on the app. It's also available in Google pay which makes shopping much easier I've had nothing but a great experience with my aqua account Reviewed on: 11th May 2023

Aqua has been a game changer for me in managing my credit and building my credit score!

5
Super friendly app that is easy to use. Sense of support and trust when you are a customer. Manageable credit limit with easy access to check you spending, prompts to pay a little extra when it comes to your monthly bill and a built in credit score section. I have really enjoyed using Aqua and have actually kept them as my main credit card closing another in favour of Aqua. Reviewed on: 11th May 2023

Always upfront and fair

5
Aqua have a very good product, I have used their card for a number of years, everything is clear and transparent. Messages and notifications keep everything up to date Reviewed on: 11th May 2023

Don't choose aqua

1
Worst company. 2 complaints different issues , they merge in 1 complain to don't have higher numbers of complaint Reviewed on: 11th May 2023

Great Experience

4
Good customer services and would reccommend! Reviewed on: 11th May 2023

Freedom

5
This has allowed me to build my credit score so simply I would definitely recommend Reviewed on: 11th May 2023

Nice app and customer experience

5
My customer experience with aqua has been very helpful. I find their app to be engaging, bright and easy to navigate. Reviewed on: 11th May 2023

Good and straightforward

5
Aqua is a really good card as is straightforward with the messages and the app. It also has different options for all your neeeds. Reviewed on: 11th May 2023

Excellent for building credit score

5
Best card by far and as long as you pay what's recommended every month your credit score will creep up up and away. Reviewed on: 11th May 2023

Many thanks for your continued service

5
I have found the service and performance of Aqua to be the market leader in todays very challenging environment. Reviewed on: 11th May 2023

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