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NewDay: Aqua credit cards reviews

Name: Aqua credit cards
Rating: 4.89 (3309 reviews)

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4.89

Based on 3,309 reviews, last reviewed 20th Apr 2026

14000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Always on had to help when needed. Always on had to help when needed. Clear communication, and easy to use app Reviewed on: 20th April 2026

Latest lowest rating:

2

High interest rates and punitive charges damaging I don’t believe adding additional fees to the customer that is already paying extortionately high interest rates helps the customer in any way. They d... Read more Reviewed on: 24th March 2026

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About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

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NewDay Aqua credit cards reviews (3309)

Fantastic

Great customer service! I would highly recommend above all other credit card companies! Reviewed on: 9th February 2023

Good bank

They have a good app and everything works very well Reviewed on: 9th February 2023

Aqua best decision ever when I arrived in the UK

Aqua was the first bank that gave me access to a credit card. I have an excellent record in my home country but coming to the UK is a different story as I didn’t have any record here. By using Aqua, I started building my record and have now increase my limits. Their product is easy to use and their app has all I need. Reviewed on: 9th February 2023

Very good service

Very good recommendation to anyone Reviewed on: 9th February 2023

Never had a credit since I was 19

I always swore I would get another credit card after a bad experience 20 plus years ago, but read up on Aqua and have found it to be so easy to navigate and keep up with everything. Reviewed on: 9th February 2023

Excellent Credit Card Company

I have been using aqua for over a year now and it is amazing. From the proposed credit increase limits to the low interest rate. i recommend it to all my friends! Reviewed on: 9th February 2023

Best starter credit card

Great communication and support and good credit limit offers. Best choice for a first credit card. Reviewed on: 9th February 2023

Amazing

I’ve had an amazing service with this being my first time having a credit card. The app is easy to use and the information is very understandable Reviewed on: 9th February 2023

Easy sign up, good results

Aqua was one of the few options I had opening a credit card without having any credit history. Although the limit was small to begin, they raised it rapidly as I showed my ability to handle payments responsibly. They have given me the freedom to operate on credit, and it has been a very positive experience! Reviewed on: 9th February 2023

Great Bank to build credit score

Aqua has taught me how to manage my lending safely and has improved my credit score drastically Reviewed on: 9th February 2023

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