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NewDay: Aqua credit cards reviews

4.89
Based on 3,309 reviews, last reviewed 20th Apr 2026
14000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always on had to help when needed. Always on had to help when needed. Clear communication, and easy to use app Reviewed on: 20th April 2026
Kemi's avatar
Kemi

Latest lowest rating:

2

High interest rates and punitive charges damaging I don’t believe adding additional fees to the customer that is already paying extortionately high interest rates helps the customer in any way. They d... Read more Reviewed on: 24th March 2026
Kim's avatar
Kim

About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

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NewDay Aqua credit cards reviews (3309)

Good

5
I’m happy with my aqua card, the app is easy to use and doesn’t take 2 days to process payments unlike previous ones I’ve had so definitely a plus Reviewed on: 9th February 2023

Fantastic credit card

5
Aqua is fantastic, has helped me grow my credit really fast! Reviewed on: 9th February 2023

10/10

5
I have been using aqua for a while now, couldn't fault them what so ever, the app provided makes it easy to clear balances and the option to do a boosted payment aswell a normal payment is very handy, you are able to see how much you can save when doing boosted payments. I would definitely recommend this to anyone who wants an easy to use credit card as well as being a credit score too. Reviewed on: 9th February 2023

Journey to Good Credit

5
Aqua have supported my credit journey from poor too excellent in just over 18 months. Online payment protection and online transaction validation via the spp gives me piece of mind when shopping o line Reviewed on: 9th February 2023

Efficient, helpful and app is easy to use

5
App is really easy to use, efficient to keep up with my finances and in app chat to colleagues is always quick and helpful Reviewed on: 9th February 2023

Always found the service and help very good!

5
Customer Service always Great! App is also really Great and easy to work around on. Reviewed on: 9th February 2023

Does the Job

4
Been extremely helpful and did everything I wanted it to. No complaints! Reviewed on: 9th February 2023

Good company

4
Customer service seems good and they try to help to make sure you pay off your card asap. Reviewed on: 9th February 2023

Great card!!

5
Great card and amazing service. Reviewed on: 9th February 2023

Aqua app

5
Makes things easy, management of credit card is great and tracks with a bar as well that helps with visual glance on the status. Reviewed on: 9th February 2023

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