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NewDay: Aqua credit cards reviews

4.89
Based on 3,309 reviews, last reviewed 20th Apr 2026
14000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always on had to help when needed. Always on had to help when needed. Clear communication, and easy to use app Reviewed on: 20th April 2026
Kemi's avatar
Kemi

Latest lowest rating:

2

High interest rates and punitive charges damaging I don’t believe adding additional fees to the customer that is already paying extortionately high interest rates helps the customer in any way. They d... Read more Reviewed on: 24th March 2026
Kim's avatar
Kim

About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

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NewDay Aqua credit cards reviews (3309)

easy and straight forward

5
Easy to apply, straightforward app to use. Simple and clear advice. Excellent in helping build my credit score Reviewed on: 9th February 2023

Rebuild your credit

5
Been a complete god send to actually rebuild my credit as well as having to start again from scratch thank you aqua Reviewed on: 9th February 2023

Mostly Great

4
I like that they offer credit limit increase without hassle! Reviewed on: 9th February 2023

Excellent

5
Aqua had always been excellent for me. Never had any problems, service is spot on Reviewed on: 9th February 2023

Help from aqua

5
Aqua have helped me with my budget and through this I’ve boosted my credit score…Excellent Xx Reviewed on: 9th February 2023

Great service

5
Never had any issues with aqua. Easy to use the app. Great service. Reviewed on: 9th February 2023

Best Credit Card Company

5
Aqua is the best Credit Card company I have ever been with. Always sending notifications when reaching credit limit and the customer service is excellent. I will definitely recommend Aqua to anyone. Reviewed on: 9th February 2023

Brilliant

5
I find that the app is really easy to use and it’s secure I have had no problems that I have had to speak to anyone about, the monthly payments are affordable and I like that fact that you can pay the boot which is just over the minimum payment. Reviewed on: 9th February 2023

Great credit card

4
I am happy to have this credit card for emergencies, however the one down side is that if you are near the credit limit the interest is put on before you are due to pay so it can take you over your limit and then you are charged a £12 fee which is a bit unfair Reviewed on: 9th February 2023

Credit card

5
The credit card has been a life saver, not too expensive to use. I love that I can actually trust Aqua. Thank you Reviewed on: 9th February 2023

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