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NewDay: Aqua credit cards reviews

4.89
Based on 3,309 reviews, last reviewed 20th Apr 2026
14000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always on had to help when needed. Always on had to help when needed. Clear communication, and easy to use app Reviewed on: 20th April 2026
Kemi's avatar
Kemi

Latest lowest rating:

2

High interest rates and punitive charges damaging I don’t believe adding additional fees to the customer that is already paying extortionately high interest rates helps the customer in any way. They d... Read more Reviewed on: 24th March 2026
Kim's avatar
Kim

About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

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NewDay Aqua credit cards reviews (3309)

People's credit card

5
Great customer service. Support and help improve credit score. Easy to use App. Feel in control of my finances Reviewed on: 27th June 2022

Very user friendly UI app

5
Always found the app very user friendly with some good tips on the credit builder. Also always give timely reminders for payments etc and good communication if parts of the app will be offline for a while. Reviewed on: 27th June 2022

So easy to use

5
With the app and the staff it's so easy to use. They are so quick to help. Just effortless Reviewed on: 27th June 2022

Reliable credit card

5
Have been using aqua credit card for 4-5 years now and never had an issue Interest rates are reasonable and the mobile app is really usefull Reviewed on: 27th June 2022

Easy to apply

2
Sadly I have a spending problem which many people in the UK do and NewDay very easily and in no time at all gave me very high credit limits on "4" of their cards. I am ashamed of the debt, but new day should no more stringent checks on people's finances before awarding them high credit limits and blasting them with 30+% Reviewed on: 27th June 2022

Simple, fast, reliable

5
Aqua’s service has been simple for me to use, applying and receiving my card was easy and quick, and their app makes it just as easy to manage my account. Reviewed on: 27th June 2022

Overall good card

4
Haven’t had many issues with this account only thing I would said is it wasn’t very clear about when charges will and will not apply Reviewed on: 27th June 2022

Great Service

5
Always easy to communicate with and great customer service! Would always recommend! Reviewed on: 27th June 2022

Great card!

5
Great card, fantastic app - easy to use, set up direct debit, without need to call the bank! Reviewed on: 27th June 2022

Great service and app

5
Very easy to use and customer care is great, would recommend Reviewed on: 27th June 2022

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