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NewDay: Aqua credit cards reviews

4.89
Based on 3,309 reviews, last reviewed 20th Apr 2026
14000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always on had to help when needed. Always on had to help when needed. Clear communication, and easy to use app Reviewed on: 20th April 2026
Kemi's avatar
Kemi

Latest lowest rating:

2

High interest rates and punitive charges damaging I don’t believe adding additional fees to the customer that is already paying extortionately high interest rates helps the customer in any way. They d... Read more Reviewed on: 24th March 2026
Kim's avatar
Kim

About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

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NewDay Aqua credit cards reviews (3309)

Veery easy and simple to use

5
We found it easy to apply and use , great communication and the app is easy to keep up to date Reviewed on: 27th June 2022

Great credit company

5
After being with another company and not having a credit increase in 3 years despite being able to afford it, I moved to Aqua. In less than a year I had 2 credit increases which is now allowing me to improve my credit score. They also have a system that you can link to your bank account to make sure you can afford the increases so they’re not encouraging debt issues with their customers. Reviewed on: 27th June 2022

A*

5
Really good and easy to use, app is great Reviewed on: 27th June 2022

Good credit service and generous with their limits

5
I’ve had the chance to build my credit score with new day and they’ve given me the chance to increase my credit limit Reviewed on: 27th June 2022

Very happy with the service.

5
very good always helpful on the phone aswell Reviewed on: 27th June 2022

Great

5
Quick response Easy to use Customer service great Easy to change personal details Reviewed on: 27th June 2022

Really good

5
Very happy with the services. They are really trustable Reviewed on: 27th June 2022

Brilliant

5
Ever since I opened my Aqua account it has been plain sailing. No hidden costs, no problems using my card, just spot on. Reviewed on: 27th June 2022

Fantastic first credit card

5
Aqua is easy and simple to use and has helped me boost my credit score over 300 points! Reviewed on: 27th June 2022

Great card and helpful for managing debt

5
Card works as most would but also includes Apple Pay - always handy. Recommended repayments to avoid long term debts are a great help. Constantly reviewed credit limits Reviewed on: 27th June 2022

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